Citi Cashback Credit Card: The Citi Cashback Credit Card, by Citibank as the name suggest aims to provide exciting cashback deals to its customer. The offers great deals for its customer in different categories from movie tickets to travel. Not only this, the card allows you to save on various other spends and gives you discounts on your spend.
As of February 2024, the Citi India has transferred its consumer banking business to Axis Bank. Therefore, the card continues to be available to existing cardholders, that means you can continue using the card as usual, and its features and benefits remain the same. But, new applications for the card are no longer being accepted.
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1. Citi Cashback Credit Card Features and Benefits
The Citi Cashback Credit Card comes with the amazing offers across different categories such as Dining, Entertainment, including travel, rewards and many more.
Here we have mentioned the features and benefits offered by the Citi Cashback Credit Card:
- Cashback Benefits: Get a cashback of upto Rs. 3,000 on rent payments through RedGirraffe, also, get upto 5% cashback on telephone bill, movie tickets, and utility bill payments made through the credit card. And, get a upto 10% on MakeMyTrip, and upto 15% cashback on duty-free stores.
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Movie & Dining: Get 20% off on dining at the partner restaurants and the card also entitles you to a cashback of up to 30% on spends on Zomato and Swiggy.
- Fuel Surcharge Waiver: On your fuel transactions, cardholders will get a fuel surcharge waiver of 1%, at fuel pump all IndianOil Corporation outlets for a minimum transaction of Rs. 10.
2. Citi Cashback Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 500+ Taxes.
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.75% per month is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: No charge for up to Rs. 1,000 outstanding balance, Rs. 450 for between Rs. 1,000- Rs. 5,000, Rs. 700 for between Rs. 5,000- Rs. 10,000, and Rs. 950 for above Rs. 10,000.
3. Citi Cashback Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Citi Cashback Credit Card are as follows:
- The age limit for applying for this card is 23- 60 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employment with good credit score and a regular source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Citi Cashback Credit Card:
For Citi Cashback Credit Card you can apply either online or offline. For offline mode, you can visit your nearest Citi Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Citi Cashback Credit Card:
- Step 1: Visit Official website of the Citi Bank- www.online.citibank.co.in.
- Step 2: Select the option of ‘Credit Card’ and click on ‘Apply Now’.
- Step 3: Then, select ‘Citi Cashback Credit Card’.
- Step 4: Next, click on ‘Next Step’.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your Citi Cashback Credit Card online.
Also Check, Swiggy HDFC Credit Card
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