Citibank Prestige Credit Card: The Citibank Prestige Credit Card, a super premium travel and lifestyle and Point-earning credit card issued by Citibank. This credit card offers great deals to its customers in different categories with good reward points and many other.
This credit card is basically considered as travel credit card targeted at high net-worth frequent travellers, and offers you different benefits such as welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world and the travel benefits that the Citi Prestige credit card offers are simply unparalleled.
Therefore, in this article we are going to see the benefits and features provided by Citibank Prestige Credit Card and the eligibility to apply for the same.
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1. Citibank Prestige Credit Card Features and Benefits
The Citibank Prestige Credit Card provide its customer with exclusive benefits across different categories, including travel, lifestyle, rewards, and many more.
Here we have mentioned the features and benefits offered by the Citibank Prestige Credit Card:
- Welcome Benefits: As a welcome benefit, get 2,500 bonus reward points, vouchers worth Rs. 10,000 from the Taj group (single gift voucher worth Rs. 10,000) or 4 gift vouchers worth Rs. 2,500 of ITC hotels, the vouchers can also be used for partial payments, get these benefits every year on card renewal.
- Travel Benefits: As a travel benefits you get complimentary Priority Pass membership with unlimited domestic & international lounge access for primary as well as add-on cardmembers, get complimentary extra night stays at any hotel around the world on booking for a minimum of 4 nights, cardholders with the Visa variant have to pay only for a 3-nights stay at the time of booking and get 4th night’s stay complimentary and with the MasterCard variant, the amount spent for the 4th-night stay is credited in form of the statement credit within 2 billing cycles, and get complimentary Taj Epicure Plus plan and InnerCircle Silver membership.
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Golf Privileges: You get 4 complimentary rounds and 4 lessons of golf every year at 15 premium golf destinations in India. Post these 4 complimentary golf lessons, the cardholder can avail of additional golf lessons for every Rs. 50,000 spent with the card.
- Insurance Benefits: With this Credit Card, you get insurance benefits, including travel insurance, air accident cover worth Rs. 5 crores, Medical emergency cover, Delayed baggage and Credit liability.
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Zero Liability Protection: You are not liable to fraudulent transactions made with the card in case of timely reporting about the theft or loss of the card and Protection worth Rs. 10,00,000 from 96 hours prior to 48 hours post the reporting the loss of card.
- Fuel Surcharge Waiver: On your fuel transactions between between Rs. 400 and Rs. 5,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India with max waiver capped at Rs. 500 per calendar month.
2. Citibank Prestige Credit Card Fees and Charges:
- The Joining fee charges are- Rs 20,000.
- The Annual fee and renewal fee charges, an annual membership fee of- Rs 20,000.
- The Cash withdrawal fee, is 2% i.e., Rs. 300 of the withdrawn amount.
- An interest rate of 3.75% per month (45% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
3. Citibank Prestige Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Citibank Prestige Credit Card are as follows:
- The age limit for applying for this card is 21 years of age.
- The cardholder should earn salary with min. Rs. 25,00,000 annual income with decent credit score.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Citibank Prestige Credit Card:
For Citibank Prestige credit card you can apply either online or offline. For offline mode, you can visit your nearest Citibank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Citibank Prestige credit card:
- Step 1: Visit Official website of the Citibank- www.online.citibank.co.in
- Step 2: Click on ‘Cards’ option, under personal Banking section.
- Step 3: Then, select ‘credit card’ option.
- Step 4: Choose the ‘Get Citi Prestige Card’ option.
- Step 5: Click on ‘Apply Now’.
- Step 6: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for Citibank Prestige credit card online.
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