SBI Card Pulse: The SBI Card Pulse, keeping in mind its customers health a credit card designed by SBI, to the health and wealth of its customer. This credit card offers great deals to its customer with several complimentary health memberships and benefits to ensure cardholders’ well-being.
As a complimentary membership you get Fitpass Pro & Netmeds First membership that gets renewed every year when you pay the annual fee, complimentary smartwatch , and many more. Not just complimentary membership, you also get offers and benefits in other categories such as, exciting travel privileges, complimentary domestic airport lounge access, e-gift voucher, and many more.
Therefore, here in this article we are going to see the features and benefits of the SBI Card Pulse and the eligibility to apply for the same.
Contents
1. SBI Card Pulse Features and Benefits
The SBI Card Pulse offers its customer, exclusive privileges in health benefits and in different categories, such as travel, reward programs, milestone benefits, welcome benefits, and many more.
Here we have mentioned the features and benefits offered by the SBI Card Pulse:
- Welcome Benefits: As a welcome benefits, you get a Noise ColorFit Pulse 2 Max Smartwatch on the payment of the joining fee worth Rs. 5,999 and give you access to more than 4,000 Gyms and fitness studios, interactive as well as recorded online fitness sessions, and also get personal nutritionist and exclusive Artificial intelligence-led Fitness Coaching sessions. You also, get complimentary Netmeds First membership with unlimited doctor consultations online, basic health check-ups every year, complimentary 2.5% NMS Super Cash, and an additional 5% discount on pathology lab tests, and also unlimited free deliveries.
- Milestone Benefits: As a milestone benefits, if you spend above Rs. 4 lakhs, get a Netmeds e-gift voucher of Rs. 1,500 in an anniversary year and a gift voucher is sent to the eligible cardholders within 45 days through SMS or email and get a renewal fee waiver on spending Rs. 2 Lakhs or more in the card anniversary year.
- Travel Benefits: Get 8 complimentary access to 8 domestic airport lounges every year, with a maximum cap of 2 lounge visits per quarter and complimentary Priority Pass membership for the first two years with card membership.
- Fuel Surcharge Waiver: On your fuel transactions upto Rs. 4,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India, with maximum surcharge waiver is capped at Rs. 250 per statement cycle.
- Insurance Benefits: Against death due to personal air accident, get insurance coverage worth Rs. 50 lakhs and other insurance cover also such as, Zero Liability, Lost Baggage, Delayed baggage, Loss of Travel documents, and Damaged Baggage.
- Zero Credit Card Lost Liability: In case, you lose your card or stolen card, you are not responsible for any fraudulent or unauthorized transactions made on their card if the card has been reported lost or stolen to the card issuer in a timely manner.
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2. SBI Card Pulse Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 1,499 + taxes.
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs and also on International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500: Nil, Rs. 500 up to Rs. 1,000: Rs. 400, Rs. 1,000 up to Rs. 10,000: Rs. 750, Rs. 10,000 up to Rs. 25,000: Rs. 950, Rs. 25,000 up to Rs. 50,000: Rs. 1,100, and Amount over Rs. 50,000: Rs. 1,300.
3. SBI Card Pulse Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for SBI Card Pulse are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 750 or above.
- The cardholder should have a stable source of income either through salary or self-employment.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for SBI Card Pulse:
For SBI Card Pulse you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your SBI Card Pulse:
- Step 1: Visit Official website of the SBI- www.sbicard.com.
- Step 2: Select the option of ‘Credit Card’ and click on ‘Apply Now’.
- Step 3: Then, select ‘SBI Card Pulse’.
- Step 4: Next, click on ‘Next Step’.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your SBI Card Pulse online.
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