SBI Tata Platinum Credit Card: The SBI Tata Platinum Credit Card, a co-branded in partnership with TATA Capital and SBI, offers a wide range of rewards and benefits to all its users. using this credit card you can earn reward points in different categories such as, on Dining, Departmental & Grocery shopping, and International spends.
Also, the cardholders of this Credit Card can access a variety of value-added perks, first-class facilities and unique platinum privileges. And, the cardholders also get other advantages such as, complimentary domestic lounges every year at select airports, e-Gift voucher, and many more.
Therefore, here in this article we are going to see the benefits and features of the SBI Tata Platinum Credit Card and the eligibility to apply for the same.
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1. SBI Tata Platinum Credit Card Features and Benefits
The SBI Tata Platinum Credit Card offers its customer with great deals in different categories, such as travel, reward programs, milestone benefits, welcome benefits, and many more.
Here we have mentioned the features and benefits offered by the SBI Tata Platinum Credit Card:
- Welcome Benefits: As a welcome benefits, you get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside and in addition to this, you get an anniversary gift on spending Rs 2 lakhs in the previous year and information regarding the voucher code shall be communicated within 15 days of the payment of the joining fees.
- Milestone Benefits: As a milestone benefits, you get an e-Gift voucher worth Rs 3000 from the following partner exclusives Yatra, Hush Puppies, Bata, Westside, Aditya Birla Retail on annual spending of Rs 4 lakhs and 5 lakhs each and information regarding your e-gift voucher will be communicated via SMS at your registered mobile number with 7 working days.
- Travel Benefits: Get 8 complimentary access to 8 domestic airport lounges every year, with a maximum cap of 2 lounge visits per quarter.
- Fuel Surcharge Waiver: On your fuel transactions between Rs 5,00 to Rs 4,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India, with maximum surcharge waiver is capped at Rs. 250 per statement cycle.
- Value back Benefits: Get up to 2% value back on spends on Croma and croma.com and upto 5% value back on spends on Tata outlets.
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2. SBI Tata Platinum Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 2,999.
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs and also on International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Nil for the total amount due from Rs. 0 to Rs. 200, Rs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500, Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000, Rs. 600 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000, Rs. 800 for the total amount due greater than 10,000 and up to Rs. 25,000 and Rs. 950 for the total amount due greater than Rs. 25,000
3. SBI Tata Platinum Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for SBI Tata Platinum Credit Card are as follows:
- The age limit for applying for this card is 21- 70 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employment.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for SBI Tata Platinum Credit Card:
For SBI Tata Platinum Credit Card you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your SBI Tata Platinum Credit Card:
- Step 1: Visit Official website of the SBI- www.sbicard.com.
- Step 2: Select the option of ‘Credit Card’ and click on ‘Apply Now’.
- Step 3: Then, select ‘SBI Tata Platinum Credit Card’.
- Step 4: Next, click on ‘Next Step’.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your SBI Tata Platinum Credit Card online.
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