Emirates Skywards ICICI Bank Credit Cards: The Emirates Skywards ICICI Bank Credit Cards, a co-branded in partnership with Emirates airlines and ICICI Bank the travel enthusiast, and the people who prefer Emirates airlines. The credit card comes in 3 different variants- Emirates Skywards ICICI Bank Emeralde Credit Card, Emirates Skywards ICICI Bank Sapphiro Credit Card, and Emirates Skywards ICICI Bank Rubyx Credit Card.
This card offer you to earn Skyward Miles on lifestyle, travel and everyday spends and many more. You can also earn amazing reward points on this card and other benefits such as exciting travel privileges including complimentary airport lounge access, spa sessions, and so on. Just not this, you are also entitled to get complimentary movie tickets, exciting deals on dining, and many more such benefits.
Here in this article we are going to discuss about the Benefits, Eligibility, Fees & Charges and how to apply for Emirates Skywards ICICI Bank Credit Cards.
Contents
Emirates Skywards ICICI Bank Credit Cards
1. Features and Benefits:
The Emirates Skywards ICICI Bank Credit Card is just not frequent travellers, but for others who want to enjoy the reward points and amazing benefits in different categories.
Here we have mentioned the features and benefits offered by the Emirates Skywards ICICI Bank Credit Card:
- Welcome Benefits: As a welcome benefit, the cardholders will get a bonus of 10,000 Skywards, in the first year and as a renewal benefit from the second year and get complimentary Emirates Skywards Silver Tier membership, which will be active till the card remains active. After you have paid the joining fee on the credit card, these welcome benefits will be granted.
- Milestone Benefits: On achieving a total annual spend of Rs. 15 lakhs or more, get Emirates Skywards Gold Tier membership, out of which a minimum of Rs. 10,000 should be spent on Emirates.
- Travel Benefits: You get complimentary unlimited access to domestic lounges every quarter and complimentary international lounge access and spa sessions. These benefits are offered to you under the complimentary Dreamfolks membership you get with this card.
- Dining Benefits: Dining with the ICICI Bank’s Culinary Treats Programme, you get exciting deals .
- Entertainment Benefits: Buy 1 ticket via BookMyShow, get 1 movie ticket free every time, with a capping of Rs. 750 per ticket on the complimentary ticket.
- Zero Credit Card Lost Liability:The cardholder will not be held responsible for any fraudulent transaction that takes place through his card in the case of loss or theft of the card if the same is reported to the bank within 7 days from the date of loss.
- Fuel Surcharge Waiver: On all fuel transactions worth up to Rs. 4,000, get a fuel surcharge waiver of 1%, at fuel pumps all over India.
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2. Fees and Charges:
- The joining fees is- Rs. 1,000
- For Interest Rate you have to pay an interest rate of 3.40% per month (or 40.80% p.a.) which is applicable to the amount due on the card’s statement if you are unable to clear all your dues within the payment due date.
- The Cash Withdrawal Fee, Rs. 500 or 2.5% of the withdrawn amount should be paid as cash advance fee on all cash withdrawals made using this card.
- On all the Foreign currency transaction, you have to pay forex fee of 3.50% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Emirates Skywards ICICI Bank Credit Card is:
- The age limit for applying for this card is 21 years.
- The cardholder should be an Indian resident and with good credit score history i.e., 750 or above.
- The cardholder should have a stable source of income either through salary or if self-employment with stable source of income with a high net worth.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Emirates Skywards ICICI Bank credit card:
For Emirates Skywards ICICI Bank credit card you can apply either online or offline. For offline mode, you can visit your nearest ICICI Bank branch with all the required documents and fill out the physical application form.
To apply online, just have to visit the ICICI bank official website and then ICICI Bank’s Emirates co-branded cards page. Then, click on ‘Get Emeralde Card Online’. Then, you will be redirected to a new page to start your application process. Fill in all the required details and proceed further accordingly.
This the way in which you can apply for Emirates Skywards ICICI Bank credit card online.
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