HPCL BoB ENERGIE Credit Card: The HPCL BoB ENERGIE Credit Card, a co-branded in partnership with Hindustan Petroleum Corporation Limited i.e., HPCL and BoB, basically designed due to the hike in fuel prices. Besides fuel, you can also save on other categories such as, travelling, grocery purchases, movie ticket bookings and much more.
Here in this article, we are going to see the features and benefits of the HPCL BoB ENERGIE Credit Card.
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1. HPCL BoB ENERGIE Credit Card Features and Benefits
The HPCL BoB ENERGIE Credit Card offers benefits across various categories, including travel, entertainment, lifestyle and many more.
Here we have mentioned the features and benefits offered by the HPCL BoB ENERGIE Credit Card:
- Welcome Benefits: As welcome gift, you are entitled to get 2,000 joining Reward Points if they are able to successfully spend Rs. 5,000 using their credit card within 60 days of the date of card issuance and a cashback of Rs. 100 is added to the HP Pay app wallet after the first transaction of a minimum of Rs. 1,000 is made using the app.
- Movie Benefits: Via Paytm Movies, if you purchase 2 movie tickets you get a discount of 25% i.e., a maximum of Rs. 100, using this credit card.
- Travel Benefits: You get the access to partnered domestic airport lounges, With the HPCL Bank of Baroda ENERGIE Credit Card every quarter.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 and Rs. 5,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India, get fuel surcharge up to Rs. 200 every month.
- Renewal Fees: The renewal fee of Rs. 499 of the HPCL Bank of Baroda ENERGIE Credit Card can be waived off on successful spending of Rs. 50,000 in an anniversary year.
2. HPCL BoB ENERGIE Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 499 (Levied in the first statement)
- The Annual fee charges are- Rs. 500 (Waived off on spending Rs. 50,000 in a year)
- The Cash withdrawal fee, 2.5% of the transaction amount or Rs. 500 of the withdrawn.
- On all the Foreign currency transaction, you have to pay forex fee of 1.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.49% per month (41.88% p.a.) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 100: Nil, Between Rs. 100 to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 1,000: Rs. 400, Between Rs. 1,001 to Rs. 10,000: Rs. 750, Between Rs. 10,001 to Rs. 25,000: Rs. 950, Between Rs. 25,001 to Rs. 50,000: Rs. 1,100, and Above Rs. 50,000: Rs. 1,300
3. HPCL BoB ENERGIE Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HPCL BoB ENERGIE Credit Card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary with minimum salary of Rs. 3.60 Lakhs or self-employment with minimum income of Rs. 4.80 Lakhs.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for HPCL BoB ENERGIE Credit Card:
For HPCL BoB ENERGIE credit card you can apply either online or offline. For offline mode, you can visit your nearest BoB branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your HPCL BoB ENERGIE credit card:
- Step 1: Visit Official website of the BoB- www.bankofbaroda.in
- Step 2: Select ‘credit card’ option.
- Step 3: Next, choose the ‘HPCL Bank of Baroda ENERGIE Credit Card’ and click on ‘Apply Now’.
- Step 4: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for HPCL BoB ENERGIE credit card online.
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