Flipkart Axis Bank Credit Card: The Flipkart Axis Bank Credit Card a co-branded credit card for people who regularly online shoppers at Flipkart and Myntra, as it offers 5% cashback on transactions made on Flipkart and Myntra. And, also provides cashback on popular merchants like Swiggy, PVR, Uber, and many more, along with travel, dining, and fuel benefits.
The Flipkart Axis Bank Credit Card, is the second-highest flat cashback rate in the market after Axis Bank Ace Card, offering 2% cashback. Axis Bank offers you a wide range of benefits and features from cashback for transactions, airport lounge access along with fuel benefits.
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1.Flipkart Axis Bank Credit Card Features and Benefits
The Flipkart Axis Bank Credit Card comes with a great cashback rate and several other exciting benefits across different categories.
Here we have mentioned the features and benefits offered by the Flipkart Axis Bank Credit Card:
- Welcome Benefits: As a welcome benefit, you get Rs. 1,100 on the issuance of the card and Rs. 500 worth Flipkart vouchers. On your first purchase using this card on Myntra, get upto 15% cashback and 50% discount on your first purchase for new to Swiggy.
- Travel Benefits: You get 4 complimentary visits in a year to the select domestic airport lounges access, but not international lounge access and 4% cashback on Uber rides.
- Dining Benefits:Under the bank’s Dining Delights program, get upto 20% discount on dining bills at 4000+ restaurants and 4% cashback on PVR tickets.
- Fuel Surcharge Waiver: On your fuel transactions (Max. of Rs. 500 per statement cycle), cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India between Rs. 400 and Rs. 4,000. You don’t earn any cashback on fuel purchases.
- Equated Monthly Instalment (EMI) benefits: You can convert any transaction over Rs.2,500 into EMIs at the lowest interest rate.
- Cashback benefits: You can enjoy cashback of 5% cashback on Flipkart and Myntra, 4% on all preferred merchants, and 1.5% cashback on all other categories.
2. Flipkart Axis Bank Credit Card Fees and Charges:
- The joining fee for the Flipkart Axis Bank Credit Card- Rs. 500.
- The Annual fee or Renewal fee charges are- Rs. 500, 2nd year onwards.
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.6% per month (52.86% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500: Nil, From Rs. 501 to Rs. 5,000: Rs. 500, From Rs. 5,001 to Rs. 10,000: Rs. 750, and Greater than Rs. 10,000: Rs. 1,200.
Check, Axis Bank ACE Credit Card
3. Flipkart Axis Bank Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Flipkart Axis Bank Credit Card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary i.e., should earn a minimum of Rs. 15,000 per month or if self-employment i.e., should be filling an ITR of a minimum of Rs. 30,000 per month.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Flipkart Axis Bank Credit Card:
For Flipkart Axis Bank credit card you can apply either online or offline. For offline mode, you can visit your nearest Axis Bank branch with all the required documents and fill out the physical application form.
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com.
- Step 2: Click on ‘Apply now’.
- Step 3: Click on ‘Explore Products’, under which click on ‘Cards’ followed by ‘Credit Cards’.
- Step 4: Click on ‘Flipkart Axis Bank Credit Card’ and then click on ‘Apply Now’.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your Flipkart Axis Bank credit card online.
Also check, Airtel Axis Bank Credit Card
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