SBI Air India Signature Credit Card: The SBI Air India Signature Credit Card, a co-branded in partnership with airline company Air India and SBI. The credit card offers two Air India co-branded variant i.e., the Air India SBI Signature Credit Card and the Air India SBI Platinum Credit Card.
Therefore, here in this article we will be talking about SBI Air India Signature Credit Card and all the important details relevant to the SBI Air India Signature Credit Card. The credit card is designed in such a way that you can enjoy all your travel benefits from flight booking to lounge access and so on.
Therefore in this article we are going to see the features and benefits of the SBI Air India Signature Credit Card and the eligibility to apply for the same.
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Contents
1. SBI Air India Signature Credit Card Features and Benefits
The SBI Air India Signature Credit Card let you enjoy your travel and make your travel experience enjoyable by providing different offers and so on.
Here we have mentioned the features and benefits offered by the SBI Air India Signature Credit Card:
- Welcome Benefits: As welcome benefit, once you have paid the joining fee get 20,000 bonus reward points and these points will be credited within 15 days of payment of the membership fee. Also, get complimentary membership of Air India Frequent Flyer program as well.
- Milestone Benefits: As a milestone benefit, get 5,000 bonus reward points every year as an anniversary gift and also get upto 1 lakh bonus reward points every year on achieving the stipulated spending milestones.
- Travel Benefits: As a travel benefits, get 8 complimentary domestic lounge access every year under the Visa lounge access program and complimentary Priority Pass membership i.e., the lounge visits will be chargeable under the Priority Pass program.
- Dining Benefits: As a Dining Benefit, get upto a 15% discount on more than 1,000 restaurants under the ‘Happy Dining Program’ and enjoy discounts upto 20% on Zomato every Monday and Tuesday.
- Reward Points: Earn Reward points on Air India ticket bookings for yourself through Air India i.e., 30 reward points for every Rs. 100 and on Air India ticket bookings for others through Air India i.e., 10 reward points for every Rs. 100 spent and on Air India ticket bookings for self or others through Air India booking offices or Air India call centers i.e., 10 reward points for every Rs. 100 spent.
- Insurance Benefits: Get a complimentary insurance cover worth Rs. 1 lakh against the loss of your card, applicable from 48 hours prior to 7 days after reporting the loss of your card to the bank.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 500 and Rs. 4,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India with max waiver capped at Rs. 250 in a year.
2. SBI Air India Signature Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 4,999.
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 4,999 p.a., from 2nd year onwards.
- The Cash withdrawal fee, is 2.5% of the withdrawn amount i.e., Rs. 500 per transaction through SBI and domestic ATMs and International ATMs.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% (plus applicable taxes) on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500 – Nil, Rs. 500 up to Rs. 1,000 – Rs. 400, Rs. 1,000 up to Rs. 10,000 – Rs. 750, Rs. 10,000 up to Rs. 25,000 – Rs. 950, Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 and Amount over Rs. 50,000 – Rs. 1,300.
3. SBI Air India Signature Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for SBI Air India Signature Credit Card are as follows:
- The cardholder should own a decent source of income i.e., minimum Rs. 60,000 per month for both Salaried and Self-employed.
- The cardholder should have good credit score.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for SBI Air India Signature Credit Card:
For SBI Air India Signature credit card you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your SBI Air India Signature credit card:
- Step 1: Visit Official website of the SBI- www.sbicard.com.
- Step 2: Click on ‘Cards’ option, under personal Banking section.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Choose the ‘SBI Air India Signature Credit Card’, under ‘other credit cards’ option.
- Step 5: ‘Check Eligibility’ in order to check if you are eligible for the credit card.
- Step 6: Click on ‘Apply Now’ and enter the information which is asked from the portal.
- Step 7: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for SBI Air India Signature credit card online.
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