SBI SimplyCLICK Credit Card: The SBI SimplyCLICK Credit Card, a shopping credit card offered by SBI, that largely benefits online shoppers. This credit card is considered to best entry-level credit card introduced by SBI, especially for the first-time cardholders.
The SBI SimplyCLICK Credit Card is one of the affordable credit card, as the card gives its customer substantial value back on online shopping, cashback and many other offers. The credit card offers great deals to its customer in different categories from travel benefits, entertainment and many more.
Here, in this article we are going to see the all the benefits and advantages of owning this SBI SimplyCLICK credit card and Eligibility and how to apply for the same.
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Contents
1. SBI SimplyCLICK Credit Card Features and Benefits
The SBI SimplyCLICK Credit Card offers its customer with great deals in different categories, such as travel, earn reward points, milestone benefits, welcome benefits, and many more.
Here we have mentioned the features and benefits offered by the SBI SimplyCLICK Credit Card:
- Welcome Benefits: As a welcome benefits, get an Amazon gift voucher worth Rs. 500, on the realization of the card membership fee and the gift voucher will be valid for 12 months from the accrual date.
- Milestone Benefits: As aMilestone benefits, on achieving annual spends of Rs. 1 lakh with the card, get an e-voucher valued at Rs. 2,000 from ClearTrip or Yatra. And, on achieving annual spends of Rs. 2 lakh with the card, get another e-voucher valued at Rs. 2,000 from ClearTrip or Yatra and renewal membership fee is waived if the cardholder has achieved annual spends of Rs. 1 lakh in the previous year.
- Reward Points: You get 1 Reward Point per Rs. 100 spend, on offline spends, and on online purchases at partner merchants, including Cleartrip, BookMyShow, Dominos, Swiggy, Yatra, Apollo24x7, Myntra, and Netmeds, get 10X Reward Points per Rs. 100 spend. And on all other online spends with the card, get 5X Reward Points and a max cap of 10,000 Reward Points per month is applicable on the Bonus.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 500 and Rs. 3,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India, with maximum surcharge waiver is capped at Rs. 100 per statement cycle.
- Zero Liability Protection: The SBI Card provides zero liability protection with the Simply Click Card, according to which, the cardholder will not be liable for any unauthorized or fraudulent transactions made through the card if the card has been reported lost or stolen to the card issuer in a timely manner.
2. SBI SimplyCLICK Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 499 + Taxes.
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs and Rs. 500 or 3% of the withdrawn amount International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500: Nil, Rs. 500 up to Rs. 1,000: Rs. 400, Rs. 1,000 up to Rs. 10,000: Rs. 750, Rs. 10,000 up to Rs. 25,000: Rs. 950, Rs. 25,000 up to Rs. 50,000: Rs. 1,100, Amount over Rs. 50,000: Rs. 1,300.
3. SBI SimplyCLICK Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for SBI SimplyCLICK Credit Card are as follows:
- The age limit for applying for this card is minimum of 18 years of age to 65 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employment with monthly income of Rs. 20,000.
- For Identity Proof and Address Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License, Job card issued through NREGA, Letter given by National Population Register, Utilities bill (not more than 2 months old), Receipt of Municipal or Property Tax, Pension letter.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for SBI SimplyCLICK Credit Card:
For SBI SimplyCLICK Credit Card you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form. And for online mode can visit the SBI website.
Here are the steps to be followed to apply for your SBI SimplyCLICK Credit Card:
- Step 1: Visit Official website of the SBI- www.sbicard.com.
- Step 2: Select the option of ‘Credit Card’ and select ‘SBI Card’.
- Step 3: Then, select ‘SBI SimplyCLICK Credit Card’ and fill the required details to check if you are eligible for the card.
- Step 4: Next, click on ‘Submit’ after filling out the application form.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your SBI SimplyCLICK Credit Card online.
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