Standard Chartered Manhattan Credit Card: The Standard Chartered Manhattan Credit Card, an affordable yet exclusive credit card designed for its customer who want to save on their supermarket and grocery spends. This credit card cashback on supermarket, grocery and departmental store purchases, which makes it suitable for your everyday purchases.
Therefore, here in this article we are going to see the benefits and features provided by the Standard Chartered Manhattan Credit Card and the eligibility to apply for the same.
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1. Standard Chartered Manhattan Credit Card Features and Benefits
The Standard Chartered Manhattan Credit Card comes with various benefits and offers across different categories.
Here we have mentioned the features and benefits offered by the Standard Chartered Manhattan Credit Card:
- Welcome Benefits: On successfully settling the joining fee of the card, get 5,000 Bonus RPs.
- Joining and Renewal Fee Waiver: On spending Rs. 1,20,000 or above, the annual fee of Rs. 999 can be waived off in one anniversary year.
- Fuel Surcharge Waiver: On your fuel transactions done through the Standard Chartered Manhattan Credit Card, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India.
- Reward Points: Get a cashback of 5% on groceries, departmental stores, and supermarkets, maximum cashback of Rs. 500 in a month and Rs. 150 per transaction is allowed, which is only applicable on a minimum transaction of Rs. 1000 and you get 3 Reward Points per Rs. 150 spent with the card.
Check, Standard Chartered EaseMyTrip Credit Card
2. Standard Chartered Manhattan Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 999.
- The Annual fee or Renewal fee charges are- Rs. 999.
- The Cash withdrawal fee, Rs. 300 or 3% of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.75% per month (45% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500, Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000, Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000, Rs. 800 for statement outstanding balance between Rs.10,001 and Rs.25,000, Rs. 1200 for statement outstanding balance greater than Rs. 25,000.
3. Standard Chartered Manhattan Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Standard Chartered Manhattan Credit Card are as follows:
- The age limit for applying for this card is 21- 65 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 750 with savings or current account in India.
- The cardholder should be either through salary or self-employment with stable source of income i.e., Rs. 50,000 monthly.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Standard Chartered Bank Manhattan Credit Card:
For Standard Chartered Bank Manhattan credit card you can apply either online or offline. For offline mode, you can visit your nearest Standard Chartered branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Standard Chartered Manhattan credit card:
- Step 1: Visit Official website of the Standard Chartered- www.sc.com
- Step 2: Click on ‘Apply Now’ button at the top of the page.
- Step 3: Next, select ‘Credit Cards’.
- Step 4: Then, choose the ‘Standard Chartered Manhattan Credit Card’.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
Also Check, Standard Chartered Bank DigiSmart Credit Card
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