Standard Chartered EaseMyTrip Credit Card: The Standard Chartered EaseMyTrip Credit Card, a co-branded in partnership with EaseMyTrip, offers a great deal of benefits to the travel enthusiast such as discount on travel bookings, complimentary lounge access, and many more. Not just this also other benefits accelerated rewards for travel spends.
Therefore, here in this article we are going to see the benefits and features provided by the Standard Chartered EaseMyTrip Credit Card and the eligibility to apply for the same.
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1. Standard Chartered EaseMyTrip Credit Card Features and Benefits
The Standard Chartered EaseMyTrip Credit Card comes with great privileges in travel related areas.
Here we have mentioned the features and benefits offered by the Standard Chartered EaseMyTrip Credit Card:
- Travel Benefits: You get following travel benefits on making travel bookings via the EaseMyTrip website or app, on domestic as well as international hotel bookings, get 20% discount with maximum discount on domestic hotel bookings is capped at Rs. 5,000 and that on international hotel bookings is capped at Rs. 10,000 and on domestic & international flight bookings, get 10% discount with maximum discount on international flight bookings is capped at Rs. 5,000 and that on domestic bookings is capped at Rs. 1,000 and on bus ticket bookings worth Rs. 500 or more, get flat Rs. 125 off.
- Airport Lounge Access: You get domestic and international airport lounge access i.e., 1 complimentary domestic lounge access every quarter, 4 per year and 2 complimentary international lounge access every year.
- Spend-Based Renewal Fee Waiver: On spending Rs. 50,000 or more, get the renewal fee of Rs. 350 waived off in the previous anniversary year.
- Reward Points: Get 2x Reward Points i.e., 2 Reward Points on every spend of Rs. 100 on retail purchases, 10x Reward Points on airline apps/outlets/websites or at standalone hotels and there is no Reward Points are earned on cash withdrawals, card fees & charges, and so on.
2. Standard Chartered EaseMyTrip Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 350+ Taxes
- The Annual fee or Renewal fee charges are- Rs. 350 + GST (reversed on spending Rs. 50,000 in the preceding year)
- The Cash withdrawal fee, Rs. 300 or 3% of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.75% per month (45% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 100 – Nil, Between Rs. 101 and Rs. 500 – Rs. 100, Between Rs. 501 and Rs. 5,000 – Rs. 500, Between Rs. 5,001 and Rs. 10,000 – Rs. 700, Between Rs.10,001 and Rs.25,000 – Rs. 800, More than Rs. 25,000 – Rs. 1,200.
3. Standard Chartered EaseMyTrip Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Standard Chartered EaseMyTrip Credit Card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 750 with savings or current account in India.
- The cardholder should be either through salary or self-employment with stable source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Standard Chartered EaseMyTrip Credit Card:
For Standard Chartered EaseMyTrip credit card you can apply either online or offline. For offline mode, you can visit your nearest Standard Chartered branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Standard Chartered EaseMyTrip credit card:
- Step 1: Visit Official website of the Standard Chartered- www.sc.com
- Step 2: Click on ‘Apply Now’ button at the top of the page.
- Step 3: Next, select ‘Credit Cards’.
- Step 4: Then, choose the ‘Standard Chartered EaseMyTrip Credit Card’.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
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