Redeem HDFC Credit Card Points: HDFC provides a wide variety of credit card options for its customers, that cater to different individual needs such as shopping, travel, fuel, entertainment, dining and more. More than this, HDFC provides MyRewards i.e., reward points for all expenses to its credit cardholders on the HDFC credit card making your shopping a rewarding experience.
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Redeem HDFC Credit Card Points
From the earned reward points by redeeming them you can across vouchers from top brands as listed in the product catalogue, against cash back, such as air miles, and for flight and hotel bookings at the Unified SmartBuy portal. You can earn reward points on all your transactions online as well as offline.
How to earn HDFC Credit Card Reward Points?
Every time you swipe the your HDFC Credit Card, the HDFC Bank credits your account with rewards points. These reward points vary from card to card and also the minimum spending amount for earning rewards points can be different from one card to another.
Follow the given points to maximize reward points earning on the HDFC Credit Card:
- Choose a credit card according to your lifestyle i.e., if you are a shopaholic, then choose a credit card that offers rewards on online shopping.
- To understand the card better in order to maximize your benefits, always read about the primary features and benefits properly.
- Don’t forget to check for the expiration date of reward points, Redeem the earned reward points before the expiry date.
Reward Points Earning HDFC Credit Cards: To earn reward points, every time you spend money on transactions, the reward points get credited to your rewards account. With the right HDFC credit card, you can shop and save at the same time by earning reward points.
- HDFC Regalia Credit Card- 4 reward points on every ₹150 spent.
- HDFC MoneyBack Credit Card- 2 reward points on every ₹150 spent.
- HDFC Diners Club Black credit card- 5 reward points on every ₹150 spent.
- HDFC Diners ClubMiles credit card- 4 reward points on every ₹150 spent.
- HDFC Diners Club Premium credit card- 4 reward points on every ₹150 spent.
- HDFC Diners Club Rewardz credit card- 3 reward points on every ₹150 spent.
- HDFC Infinia credit card- 5 reward points on every ₹150 spent.
- HDFC Titanium Times credit card- 2 reward points on every ₹150 spent.
- HDFC Platinum Times credit card- 3 reward points on every ₹150 spent.
- HDFC Solitaire credit card- Nearly, 3-4.5 reward points on every ₹150 spent.
One thing to remember is that these points are not valid for a lifetime, only for a period of time, these reward points are valid for redemption over a period of 2 years only. Therefore, should be redeemed within that time. You can visit the Terms and Conditions page on HDFC Website to get confirmation regarding the time period. And also, you can not redeem any reward points less than 500. Therefore, you should have a minimum Reward points i.e., 500 Reward Points in your account before you place a redemption request.
Check, HDFC Bank Credit Card Application Status
How to redeem reward points on HDFC credit card points?
HDFC Bank lets you redeem your earned reward points via both online and offline modes. You can use the HDFC internet banking facility to redeem your reward points online.
Therefore, here are the steps to follow to redeem reward points online:
- Step 1: Login to HDFC net banking with the help of your ‘UserID and password’.
- Step 2: Click on the ‘Credit Cards’ option on the top.
- Step 3: Select ‘Redeem Reward Points’ on the left panel and select your card.
- Step 4: To proceed to the online redemption portal, you need to click on ‘continue’ option.
- Step 5: Click on ‘redeem reward points’ option on the homepage of the online redemption portal, and to view the catalogue select ‘points range’ and ‘item category’ option.
- Step 6: Next you need to go through the ‘terms and conditions’ and to indicate that you agree to all the conditions, put a check mark in the box and click on ‘redeem’ to confirm the redemption request.
- Step 7: once you confirm the redemption, your redemption order will get generated and the gift products will be delivered to your registered address.
For offline mode:
For offline mode you have to to submit a duly filled redemption form. All you need to do is download the redemption form, from HDFC Bank’s website. Now, take a printout and fill in all the required details. Next, mention your name and date on the form and your signature also on the form. You can now post the filled form at the address mentioned on the form itself.
Address:- Rewards Helpdesk, HDFC Bank Cards Division, P.O Box number 8654, Thiruvanmiyur, P.O, Chennai-600041
Other options to redeem HDFC reward points:
following are the redemption options to redeem your reward points HDFC offer:
- You can redeem your reward points for different products and gift vouchers available in the ‘Rewards Catalogue’, the selected products will be delivered to your registered address.
- You can redeem the accumulated reward points for ‘Air-miles’, the rewards redemption against air-miles is available only for a few credit cards.
- Also, on selected credit cards you can redeem the reward points for ‘Cash back’, the cash back will be credited to your bank account within 10 working days.
The rewards points can be earned every time you swipe your card at a store or use it online for either purchasing grocery, or goods or shopping, dining, etc, and even for paying your bills. Therefore, this makes the HDFC Bank Credit Cards is one of the main features that the bank extends to its customers.
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