ICICI Bank Sapphiro Visa Credit Card: The ICICI Bank Sapphiro Visa Credit Card, is premium credit card with exclusive benefits and privileges. The credit card comes in 3 different variants – ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. This card comes with different benefits and offers such as maximum saving opportunities, entertainment benefits, and many more other advantages.
Basically, best suited for both domestic and international travellers with the premium privileges for the users including Complimentary Dragon Pass Membership, Visa Lounge Access, Golf privileges and many more. And, can earn rewards for all your spends and at the same time, enjoy offers, discounts, exclusive invites and lounge access when you use your ICICI Bank Sapphiro credit card.
Contents
ICICI Bank Sapphiro Visa Credit Card
1. Features and Benefits:
The ICICI Bank Sapphiro Visa Credit Card is just not frequent travellers, but for others who want to enjoy the reward points and amazing benefits in different categories.
Here we have mentioned the features and benefits offered by the ICICI Bank Sapphiro Visa Credit Card:
- Welcome Benefits: As a joining benefit, you get complimentary gift vouchers or loyalty program membership within 45 days of realization of the membership of the Card. Other than this, you can fetch a cashback worth Rs. 750 on spending a minimum of Rs. 20,000, with the American Express variant of the card within 60 days of card issuance.
- Milestone Benefits: You earn 4,000 Reward points on spending Rs 4 lakhs in an anniversary year, with ICICI Bank Sapphiro Card. More than that, you get 2,000 RPs every time you spend Rs. 1 lakh with your card. And also, can earn a maximum of 20,000 Points per anniversary year under the Milestone Reward Program.
- Travel Benefits: Complimentary visits at domestic and international airport lounges with the Visa or MasterCard or American Express lounge access program and Dreamfolks lounge access program i.e., under the Visa or MasterCard or AmEx lounge access program 1. You get 4 complimentary access to select partner domestic airport lounges, applicable only if you manage to spend Rs. 5,000 with the card in the preceding quarter. 2. 2 complimentary international lounge access every year at partner lounges across the world, applicable only if you manage to spend Rs. 5,000 with the card in the preceding quarter with 2 complimentary spa sessions at select airports with a complimentary Dreamfolks lounge access program membership.
- Dining Benefits: This card allows you to enjoy your favourite delicacies by availing exclusive offers and benefits with the ICICI Bank Culinary Treats Programme.
- Entertainment Benefits:Buy 1 ticket via BookMyShow, get 1 movie ticket free every time, and ticket price should be below Rs. 500 and availed 2 times a month.
- Zero Credit Card Lost Liability: In case, you lose your card or stolen card only if the bank has been reported within the stipulated time you will not be responsible for any fraudulent transactions made on your lost card if you report it to the ICICI bank in a timely manner.
- Concierge Benefits: Through this Credit Card, you can avail of concierge benefits with 24×7 assistance. The concierge services provided on Flight referral and reservation, Hotel and restaurant reservation, Flowers and gifts, Booking and delivery of movie tickets, and Medical Concierge services.
- Insurance Benefits: Get insurance benefits on ICICI Bank Sapphiro Visa Credit Card on personal Air Accidental, Delayed baggage, Lost baggage, Loss of passport, Lost ticket, Delay in flight, and Missed connection.
Check, Makemytrip ICICI Bank Platinum Credit Card
2. Fees and Charges:
- The joining fees is- Rs. 6,500
- The Annual fee or Renewal fee charges are- Rs. 3,500 (waived if more than Rs. 5 lakh is spent in the previous year).
- The supplementary card is NIL.
- For Interest Rate you have to pay an interest rate of 3.40% per month (or 40.80% p.a.) which is applicable to the amount due on the card’s statement if you are unable to clear all your dues within the payment due date.
- The Cash Withdrawal Fee, Rs. 300 or 2.5% of the withdrawn amount should be paid as cash advance fee on all cash withdrawals made using this card.
- On all the Foreign currency transaction, you have to pay forex fee of 3.50% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Below Rs. 100: Nil, Between Rs. 100 to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 5,000: Rs. 500, Between Rs. 5,001 to Rs. 10,000: Rs. 750, Between Rs. 10,001 to Rs. 25,000: Rs. 900, Between Rs. 25,001 to Rs. 50,000: Rs. 1,000, Above Rs. 50,000: Rs. 1,200.
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for ICICI Bank Sapphiro Visa Credit Card is:
- The age limit for applying for this card is 21-65 years.
- The cardholder should be an Indian resident and with good credit score history i.e., 750 or above.
- The cardholder should have a stable source of income either through salary or if self-employment.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for ICICI Bank Sapphiro Visa credit card:
For ICICI Bank Sapphiro Visa credit card you can apply either online or offline. For offline mode, you can visit your nearest ICICI Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your ICICI Bank Sapphiro Visa credit card:
- Step 1: Visit Official website of the ICICI Bank- www.icicidirect.com
- Step 2: Select your ‘credit card’, under the section ‘card’.
- Step 3: Next, choose the ‘Sapphiro Credit Card’, under the Gemstone cards.
- Step 4: Then, click on ‘Get Card’, an application form will appear on your screen and fill that carefully.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for ICICI Bank Sapphiro Visa credit card online.
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