Club Vistara IDFC First Credit Card: The Club Vistara IDFC First Credit Card, a co-branded in partnership with airline company Air Vistara and IDFC Bank, before this, the company has already partnered with SBI and Axis Bank also. The credit card is launched with an aim of elevating the travel experience of its regular Vistara customers.
The Club Vistara IDFC First Credit Card let you enjoy lots of benefits and privileges i.e., premium lifestyle such as welcome benefits which includes a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership, golf, dining, and other travel perks and the list goes on.
Therefore in this article we are going to see the features and benefits of the Club Vistara IDFC First Credit Card and the eligibility to apply for the same.
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Contents
1. Club Vistara IDFC First Credit Card Features and Benefits
The Club Vistara IDFC First Credit Card let you enjoy you premium lifestyle with all the luxury experience from travel to welcome benefits and so on.
Here we have mentioned the features and benefits offered by the Club Vistara IDFC First Credit Card:
- Welcome Benefits: As welcome benefit, get 1 complimentary Premium Economy Vistara flight ticket voucher and Class Upgrade voucher for your Air Vistara flights. And, also get a complimentary Club Vistara Silver Tier membership and a complimentary 3 month subscription to EazyDiner Prime.
- Milestone Benefits: As a milestone benefit, you get a maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone per card anniversary year i.e., on your annual spend of Rs. 1.5 Lakhs, get 1st Premium Economy Vistara flight ticket voucher and on annual spend of Rs. 3 Lakhs, get 2nd Premium Economy Vistara flight ticket voucher and similarly also get 3rd, 4th and 5th Premium Economy Vistara flight ticket voucher on your annual spend of Rs. 4.5 Lakhs, Rs. 9 Lakhs and Rs. 12 Lakhs.
- Travel Benefits: As a travel benefits, get 2 complimentary domestic airport lounge and spa access per quarter and 1 complimentary international airport lounge access per quarter and your lounge access will be activate the complimentary lounge access by spending a minimum of Rs. 5000 in a month.
- Golf Benefits: As a golf benefit, get 4 complimentary green fees golf rounds per year, maximum one round every month, 12 complimentary golf lessons per year, maximum one lesson per month and also get a 50% discount on the green fees after using your complimentary sessions.
- Reward Point Benefits: Earn reward points in the form of CV Points on your spends made with the card, get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle, 4 CV Points on your spends over Rs. 1 Lakh per statement cycle, 10 CV Points on dining spends made on your Birthday and 1 CV Point on spends on fuel, utility bills, rent, insurance, and wallet reloads.
- Other Benefits: The card offers various exclusive offers and discounts at premium outlets across the country, get more than 300 merchant offers throughout the year, get up to 20% off at over 1500 restaurants and get up to 15% off at over 3000 health and wellness outlets.
- Insurance Benefits: As Insurance Benefits, card offers travel-related insurance perks to the cardholder such as CFAR Trip Cancellation Cover- For Any Reason trip cancellation cover, you can get a refund of up to Rs. 10,000 on cancelling your flight and hotel bookings made with the card on 2 cancellations per year. And apart from the CFAR insurance, you also get Air accident insurance cover of Rs. 1 Crore, Personal Accident cover of Rs. 10 Lakhs, Lost card liability cover of Rs. 50,000 and Cover for check-in baggage loss, delay of check-in baggage, flight delay, loss of travel documents of USD 1200.
2. Club Vistara IDFC First Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 4999 plus taxes.
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 4,999 with 1 Vistara Premium Economy Ticket.
- The Cash withdrawal fee Interest-free withdrawals up to 48 days, a fee of Rs. 199 per transaction.
- An interest rate of 0.75- 3.5% per month (i.e., 9- 42% p.a.) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 2.99% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
3. Club Vistara IDFC First Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for the Club Vistara IDFC First Credit Card are as follows:
- The age limit for applying for this card is of 21 years of age and above.
- The cardholder should earn either through salary or through self-employed.
- The cardholder should have a good credit history as well.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Club Vistara IDFC First Credit Card:
For Club Vistara IDFC First credit card you can apply either online or offline. For offline mode, you can visit your nearest Bank of IDFC Branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Club Vistara IDFC First credit card:
- Step 1: Visit Official website of the IDFC First- www.idfcfirstbank.com
- Step 2: Click on ‘Card type’ option.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Choose the ‘Club Vistara IDFC First Credit Card’, under ‘other credit cards’ option.
- Step 5: Click on ‘Apply Now’.
- Step 6: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for Club Vistara IDFC First credit card online.
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