IDFC FIRST SWYP Credit Card: The IDFC FIRST SWYP Credit Card, issued by IDFC bank in December of last year. The card comes with great offers for its customer, specially for Gen Z, as the card is basically designed for the younger generation. This credit card is a good option for young individuals seeking flexible payment options, lifestyle benefits, and avenues to build credit responsibly.
Also you can enjoy exclusive access to railway lounges, Times Prime membership, Lenskart Gold membership, and year-round merchant offers.
Therefore, here in this article we are going to see the benefits and features provided by the IDFC FIRST SWYP Credit Card and the eligibility to apply for the same.
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Contents
1. IDFC FIRST SWYP Credit Card Features and Benefits
The IDFC FIRST SWYP Credit Card comes with lots of benefits across different categories such as Reward points, Dining benefits and Entertainment benefits and so on.
Here we have mentioned the features and benefits offered by the IDFC FIRST SWYP Credit Card:
- Welcome Benefits: You get a complimentary Lenskart Gold membership upon successful payment of the joining fee. Get 1 year Times Prime membership on spends exceeding Rs. 30,000 within 90 days of card issuance. And also you can earn 1,000 Reward Points on the first EMI transaction within 30 days of card issuance.
- Travel Benefits: You get 4 complimentary Railway lounge access each quarter. And also get 10% off i.e., upto Rs. 500 on flights or hotels on transaction value above Rs. 5,000, only available once per quarter through EaseMyTrip.
- Entertainment Benefits: While booking movie tickets on Paytm using the promo code ‘IDFCCCFM’, get a 25% discount, up to Rs. 100. And also the offer can be utilised once each month.
- Fuel Surcharges:On your fuel transactions between Rs 2,00 to Rs 5,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India, with maximum surcharge waiver is capped at Rs. 200 per statement cycle.
- Dining Benefits: On ordering above Rs. 299 on Domino’s, get a discount of 10% i.e., upto Rs. 80, this available twice a month. Also get a discount of 10% i.e., upto Rs. 100, on ordering above Rs. 299 through Zomato.
- Shopping Benefits: On making purchases more than Rs. 999 at TataCliQ, get a discount of 10% i.e., upto Rs. 100, which available once every month.
2. IDFC FIRST SWYP Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 499.
- The Cash withdrawal fee, Rs. 199 of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
3. IDFC FIRST SWYP Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for IDFC FIRST SWYP Credit Card are as follows:
- The age limit for applying for this card is 18- 35 years of age.
- The cardholder should be an Indian resident.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for IDFC FIRST SWYP Credit Card:
For IDFC FIRST SWYP Credit Card you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your IDFC FIRST SWYP Credit Card:
- Step 1: Visit Official website of the IDFC Bank- www.idfcfirstbank.com.
- Step 2: Select the option of ‘Credit Card’ and click on ‘Apply Now’.
- Step 3: Then, select ‘IDFC FIRST SWYP Credit Card’.
- Step 4: Next, click on ‘Next Step’.
- Step 5: Enter all the requested details and providing the required documents.
Therefore, this the method you can apply for your IDFC FIRST SWYP Credit Card online.
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