HSBC Cashback Credit Card: The HSBC Cashback Credit Card, now rebranded as Live+ Credit Card, is considered one of the best credit card for Shopaholic people. The credit card let you save on almost all your basic spends and is considered a good choice for an average spender.
The card is not just for shopping lovers but also offers great deal in other categories as well i.e., provides a multitude of advantages. You can also earn cashback on day-to-day spends such as groceries, food delivery, dining, and many more. Not just this but also offers decent benefits like complimentary lounge access, welcome benefits, gift voucher from Amazon and so on.
Therefore in this article we are going to see the features and benefits of the HSBC Cashback Credit Card and the eligibility to apply for the same.
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Contents
1. HSBC Cashback Credit Card Features and Benefits
The HSBC Cashback Credit Card comes with the amazing offers across different categories, gift voucher, travel, rewards and many more.
Here we have mentioned the features and benefits offered by the HSBC Cashback Credit Card:
- Welcome Benefits: As welcome benefit, the cardholders would get Rs. 1,000 cashback, on making a transaction worth Rs. 20,000 within the first 30 days of card issuance.
- Dining Benefits: As Dining Benefits, get 30% off on EazyDiner with this credit card, get exciting offers are available on Zomato food delivery orders with payment through this credit card. And, instant discount of upto Rs. 500 on all categories (except groceries) through this credit card. Also, get additional 20% discount, upto Rs. 750, on Paytm Restaurant deals with this credit card.
- Entertainment Benefits: On purchasing 2 movie tickets, get 1 free while booking through BookMyShow on Saturdays, maximum price of the free movie ticket is Rs. 250. That, you can book movie tickets for any day of the week. And also, enjoy 10% off on HSBC GOLD tickets, food, and beverages at select PVR cinemas on making payment through this credit card.
- Travel Benefits: You get 4 free visits to domestic lounges across India i.e., 1 each quarter, through this credit card. Get upto 15% off on domestic and international travel bookings on Fridays, Saturdays, and Sundays. And, receive upto 20% off on domestic hotel and flight bookings and can also enjoy upto 12% off on domestic and international flight bookings using HSBC Cashback Credit Cards. The Offer is valid for every day of the week.
- Cashback Benefits: The card offers Cashback Benefits, get 10% accelerated cashback on dining, grocery, and food delivery spends i.e., the maximum cap is Rs. 1,000 per statement cycle. And, 1.5% unlimited cashback on all other transactions. There will be no cash back on the following categories such as Fuel, e-wallets, payment of property management fees, rental commissions, rental payments, or any such payments made for education and government-related, insurance, jewellry & antique items, tolls, and bridge fees, money transfers, and wholesale clubs.
- Insurance Benefits: Get Insurance cover worth Rs. 3,00,000 against misuse off the credit card from up to 24 hours prior to the time of reporting the loss of card.
2. HSBC Cashback Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 999, waived if annual spends exceed Rs.2 lakh.
- The Cash withdrawal fee, Rs. 100 of the withdrawn amount at International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.49% per month (41.88% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: 100% of the minimum payment due subject to a minimum of Rs. 250 and maximum of Rs. 1,200 per month.
3. HSBC Cashback Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HSBC Cashback Credit Card are as follows:
- The age limit for applying for this credit card is from 18- 65 years of age.
- The cardholder should be an Indian resident.
- The cardholder should be salaried with an annual income of at least Rs. 400,000. And, the residence of any of these cities i.e., New Delhi, Bangalore, Gurgaon, Chennai, Hyderabad, Mumbai, Noida, Pune.
- For Identity Proof and Address Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License, Job card issued through NREGA, Letter given by National Population Register, Utilities bill (not more than 2 months old), Receipt of Municipal or Property Tax, Pension letter.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried.
4. How to Apply for HSBC Cashback Credit Card:
For HSBC Cashback credit card you can apply either online or offline. For, Online mode you can visit their official website and can apply by uploading all the required details. You can also visit your nearest HSBC branch with the required documents and apply for the card offline. And in the need any assistance or to report the loss of a card, you may contact HSBC’s customer care at 18002673456 or 18001212208. These toll-free numbers are functional for general inquiries from 6:30 a.m. to 8:40 p.m. However, you can report the loss of a card 24×7 on any of these numbers.
This the way in which you can apply for HSBC Cashback credit card online.
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