Amazon Pay ICICI Credit Card: The Amazon Pay ICICI Credit Card, a co-branded in partnership with Amazon India and ICICI Bank, basically best for the Amazon prime members and also online shoppers. This credit card, in the beginning was an invite-only offering, but now it is open to all and also, is free for lifetime and you can apply for it via Amazon website or app.
This card offers you rewards with cashback in the form of Amazon Pay balance that reflects in your Amazon Pay balance. And for Amazon Prime members, they get cashback on purchases on Amazon. Beside, the Amazon Pay cashback you also get other offers such as, discount on dining bills at all restaurants participating in ICICI Bank’s Culinary Treats program and a fuel surcharge waiver at all the petrol stations across India, and many more.
Therefore in this article we are going to see the features and benefits of the Amazon Pay ICICI Credit Card and the eligibility to apply for the same.
Contents
1. Amazon Pay ICICI Credit Card Features and Benefits
The Amazon Pay ICICI Credit Card comes with the exciting privileges across different categories, including travel, rewards, lifestyle, and many more.
Here we have mentioned the features and benefits offered by the Amazon Pay ICICI Credit Card:
- Welcome Benefits: As welcome gift vouchers, get 3 months complimentary Prime membership and on your bill payment or first shopping on Amazon, get Flat Rs. 150 off and on your electricity bill payment, get 20% back up to Rs. 250 and on your prepaid mobile recharge, get 50% back up to Rs. 100 and on your postpaid mobile bill payment, get 25% back up to Rs. 300 and on gas cylinder payments, get 10% back up to Rs. 125 and on your broadband bill payment, get 25% back up to Rs. 350 and on your DTH recharge, get 25% back up to Rs. 100.
- Dining Benefits: On bill payments at all the member restaurants, saves a minimum of 15% as a part of ICICI bank’s Culinary Treats program.
- Fuel Surcharge Waiver: On your fuel transactions up to Rs. 4,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India.
- Reward points: On all purchases made on Amazon India, the Prime members get 5% cashback and on Amazon instead of 5% with the same exceptions as applicable for Prime users, the Non-Prime users will get 3% cashback and on Amazon is applicable only on purchases made on Amazon India, get 5% or 3% cashback and purchases from any other Amazon country-specific domain, the cashback applicable would be 1% and purchases made from over 100 partner merchants using the credit card with Amazon Pay, get 2% cashback and on all other transactions made with the card- both online and offline, except payments made at fuel stations, get 1% cashback.
Check, ICICI Bank Rubyx Credit Card
2. Amazon Pay ICICI Credit Card Fees and Charges:
- The Joining fee charges are- NIL
- The Annual fee charges are- NIL
- The Cash withdrawal fee, 2.5% or Rs. 500 of the withdrawn.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5- 3.8% per month (42- 45.6% p.a.) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Below Rs. 100: Nil, Between Rs. 100 to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 5,000: Rs. 500, Between Rs. 5,001 to Rs. 10,000: Rs. 750, Between Rs. 10,001 to Rs. 25,000: Rs. 900, Between Rs. 25,001 to Rs. 50,000: Rs. 1,000, and Above Rs. 50,000: Rs. 1,200.
3. Amazon Pay ICICI Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Amazon Pay ICICI Credit Card are as follows:
- The age limit for applying for this card is 18-60 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employed and the min. income for the ICICI Customers is Rs. 25,000 and for other applicants is Rs. 35,000 is required.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Amazon Pay ICICI Credit Card:
For Amazon Pay ICICI credit card you can apply either online or offline. For offline mode, you can visit your nearest ICICI Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Amazon Pay ICICI credit card:
- Step 1: Visit Official website of the ICICI Bank- www.icicidirect.com
- Step 2: Select your ‘credit card’, under the section ‘card’.
- Step 3: Next, choose the ‘Amazon Pay ICICI Credit Card’.
- Step 4: Then, click on ‘Get Card’, an application form will appear on your screen and fill that carefully.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
And once the application is processed once the KYC verification is completed, for completing KYC verification you can either choice video mode or go with offline mode.
This the way in which you can apply for Amazon Pay ICICI credit card online.
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