Kotak Bank PVR Platinum Credit Card: The Kotak Bank PVR Platinum Credit Card, is a credit card launched by Kotak Bank for the movie lovers. This cards offers you with a wide range of benefits including discounts and cashback offers on movie ticket purchases. Not just cashback on PVR movie tickets but also, cashback on food and beverages at PVR is provided with this card.
Here in this article we are going to discuss about the Benefits, Eligibility, Fees & Charges and how to apply for Kotak Bank PVR Platinum Credit card.
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Kotak Bank PVR Platinum Credit Card
1. Features and Benefits:
The Kotak Bank PVR Platinum Credit Card offers quite good reward rate and great benefits across different categories, including travel, lifestyle, and many more.
Here we have mentioned the features and benefits offered by the Kotak Bank PVR Platinum Credit Card:
- Movie Offers : On spending Rs. 10,000 in a month, users get two movie tickets every month and you get a 5% cashback on movie tickets at PVR.
- Dining Benefits: You get a cashback of 15% on food & beverages at PVR.
- Insurance Benefits: PVR shield insures customer up to Rs. 75,000. Lost card liability cover lost or stolen credit cards, the user must report the lost/stolen credit card in a timely manner.
- Reward Points: On spending Rs. 10,000 or above in a monthly billing cycle, enjoy 2 complimentary PVR movie tickets every month. Once you achieve the required spend, the coupon code for free movie tickets is sent to your mobile number registered and the coupon code is valid for two months.
- Reward Redemption: You will have to send SMS PVRKCC space the first three letters of the month, to claim your coupon code for free PVR movie tickets,, (i.e. SMS PVRKCC JUL) to 5676788 from your RMN (Registered Mobile Number) or by Net Banking.
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2. Fees and Charges:
- The joining fees is- NIL
- The Annual fee or Renewal fee charges are- Rs. 999
- The Cash Withdrawal Fee, Rs. 300 of the withdrawn Rs. 10,000, should be paid as cash advance fee on all cash withdrawals made using this card.
- For Interest Rate you have to pay an interest rate of 3.50% per month (or 42% p.a.) which is applicable to the amount due on the card’s statement if you are unable to clear all your dues within the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.50% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than or equal to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 10,000: Rs. 500, Above Rs. 10,000: Rs. 700
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Kotak Bank PVR Platinum credit card are as follows:
- The age limit for applying for this card is 21-65 years of age.
- The cardholder should be an Indian resident and must belong to the cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune.
- The cardholder should have a stable source of income either through salary or if self-employment with stable source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Kotak Bank PVR Platinum credit card:
For Kotak Bank PVR Platinum credit card you can apply either online or offline. For offline mode, you can visit your nearest Kotak Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Kotak Bank PVR Platinum credit card:
- Step 1: Visit Official website of the Kotak Bank- www.kotak.com
- Step 2: Select your ‘credit card’ in the ‘card’ option, under the section ‘Explore Products’.
- Step 3: Next, choose the ‘PVR Kotak Platinum Credit Card’.
- Step 4: Then, click on ‘Apply Now’.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for Kotak Bank PVR Platinum credit card online.
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