How to Apply for BoB Credit Card?

How to Apply for BoB Credit Card? Bank of Baroda (BoB) offers a wide range of credit products to its customers. The BoB credit cards are designed in such a ways so that their customers can enjoy numerous benefits and great privileges for different financial needs such as easy EMI facility, multiple redemption options, zero fuel surcharge, free add-on cards, inbuilt insurance cover, and zero liability on lost cards.

In addition to banking solutions for both individuals and corporations, the bank also offers a multitude of financial products and services, including credit cards. Thanks to a comprehensive and dedicated rewards program, you can earn rewards while using your BoB Credit Card to make payments or purchases.  

Different BoB Credits Cards: BoB offers different credit card for different categories depending on the lifestyle of its customers, like, Shopping card, travel card, business card, and many more.

Top BoB Credit Card are:

1. BoB EMPOWER Credit Card: This card is designed especially for self-employed individuals, this card comes with a host of benefits such as insurance, unlimited cash back, 50-day interest free credit and more to easily manage business expenses.
2. BoB PRIME Credit Card: This BoB credit card can be availed without income proof with Lifetime free membership, zero fuel surcharge, and exciting cash back options are just a few benefits of this credit card there are many more available.
3. BoB Select Credit Card: This BoB credit card offers benefits such as a fuel surcharge waiver, 5X rewards for dining and online purchases, exciting redemption options, as well as EMI conversion.
4. BoB CORPORATE Credit Card: This BoB financial credit card is well-suited to corporate employers, With a lengthy interest-free period, airport lounge access and insurance cover.
5. Premier Credit Card: Along with exciting reward points, you also get to enjoy complimentary airport lounge access With this travel and dining credit card, you can elevate lifestyle with ease and more.

Benefits offered by BoB credit card:

The BoB credit card offers tons of benefits on its credit card which vary from card-to-card. Here we have mentioned few of the common benefits offered by BoB credit card:

• Reward points are redeemable against several categories including cash back.
• 1% fuel surcharge waiver on fuel transactions.
• Complimentary airport lounge access.
• Acceptance across the country.
• Complimentary insurance cover.
• Zero liability protection for a lost or misplaced card.
• 24X7 concierge services.
• Easy Conversion of big purchases into EMI.
• Reversal of annual fee on meeting specific spending criteria.

These are the few benefits of BoB credit card, there are many other but it depend on each credit card.

Check, How To Check BoB Credit Card Statement?

Eligibility Criteria to Apply for AU Bank Credit Card:

It is do your before apply for a credit card to check whether you satisfy the eligibility criteria laid out by the bank. This will prevent unnecessary rejections and can save you a lot of time. With eligibility criteria, the required documents is also very important so that you don’t have a last minute problem.

The common eligibility criteria and the documents required to apply for AU Bank Credit Card are as follows:

• The primary cardholder should be of 21 years or more in age.
• The add-on cardholder should be more than 18 years of age.
• The cardholder should be an Indian resident.
• The cardholder should have a stable source of income either through salary or self-employment.

Depending on the card that you apply for, you may also have to satisfy certain other criteria in addition to the ones mentioned above.

• For ID Proof: A copy of your PAN card along with the Aadhar card, Passport, voter card, driving license or any other government-approved photo ID card.
• For Address Proof: A copy of either your Voter Card, Aadhar Card, passport, electricity/telephone bill, driving license, municipal tax receipt, rent agreement, property tax receipt, or an official document issued by the state or central governments with the updated address.
• For Income Proof:–

1. For self-employed individuals, latest record of Income Tax Return (ITR).
2. For salaried individuals, Bank statement showing credit of salary for the last 3 months and salary slips for the last 3 months.

These are the few thing you have to keep in your mind before you apply for BoB credit card.

How To Apply for BoB Credit Card?

Here are the steps to be followed to apply for your BoB credit card:

• Step 1: Visit Official website of the BoB-  www.bankofbaroda.in
• Step 2: Click on the ‘Apply Now’ option under the credit card of your choice.
• Step 3: Now, you fill the details asked, in the BoB Credit Card application form.
• Step 4: Using the Aadhaar e-sign feature, Authenticate the application.
• Step 5: Through Video KYC, Complete the verification.

Once your video KYC is completed successfully, then your card will be approved and dispatched to your given address.

This the online process, for offline method you have to visit the near by branch and follow the instruction given by the representative.

Don’t forget the check, BoB Credit Card Application Status

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