IndusInd Bank Legend Credit Card: The Legend credit card from IndusInd bank is a premium card targeting high-net-worth individuals. This card is the best for the people who are frequent traveller, and want to earn rewards. With the rewarding travel experience this cards also offers complimentary domestic lounge, complimentary golf sessions, and many more.
The Legend credit card offers a huge range of lifestyle rewards, offers and discounts. Also, you get to enjoy dining, travel and shopping privileges, and exclusive offers on purchases made from various leading lifestyle brands.
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IndusInd Bank Legend Credit Card
1. Features and Benefits:
The IndusInd bank Legend Credit Card other than cashback benefit, offers other benefits which include including travel, dining, shopping and many more.
Here we have mentioned the features and benefits offered by the IndusInd bank Legend Credit Card:
- Welcome Benefits: The cardholders will get a complimentary stay at Oberoi Hotel in India and discount vouchers from various brands like Pantaloons, Raymond, Bata, Charles and Keith, Louis Philippe, Hush Puppies, and many more.
- Travel Benefits: You get 8 complimentary visits in a year to the airport lounges all over the world with the Travel Plus Programme i.e., 2 visits quarterly on more than 600 domestic airport lounges. Get complimentary access to the Priority Pass Membership worth $99. For accessing the lounges post the complimentary lounges, you have to pay usage charges of $27, and also can get the Travel Plus program that offers maximum 8 lounge usage per year at the value of $27.
- Dining Benefits: You get Rs. 50 off if you choose Food and Beverages option. On EazyDiner get joining bonus of 2000 points, complimentary cake on birthday and anniversary at selected restaurants and 50% off while take away of birthday or anniversary cake.
- Entertainment Benefits: In a month, get upto 3 free movie tickets. At BookMyShow buy one ticket and get the other free of cost while booking movie tickets.
- Fuel Surcharge Waiver: On your fuel transactions, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India.
- Concierge Benefits: Through this Credit Card, you can avail of concierge benefits with 24×7 assistance. The concierge services provided on Hotel Reservations, Pre-Trip Assistance, Flowers and Gifts, Flight Booking, Sports and Entertainment Booking, Exclusive Booking.
- Insurance Benefits: Get a complimentary personal Air Accidental cover worth of Rs. 25 Lakhs. The other Insurance covers are: Delayed baggage, Lost baggage, Loss of passport, Lost ticket, and Missed connection.
2. Fees and Charges:
- The joining fees is- Rs.5,000
- The Annual fee or Renewal fee charges is Nil
- The Cash Withdrawal Fee, Rs. 500 or 2.5% of the withdrawn amount should be paid as cash advance fee on all cash withdrawals made using this card.
- For Interest Rate you have to pay an interest rate of 3.83%per month (or 46% p.a.) which is applicable to the amount due on the card’s statement if you are unable to clear all your dues within the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 1.8% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 100: Nil, Between Rs. 100 to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 5,000: Rs. 500, Between Rs. 5,001 to Rs. 10,000: Rs. 600, Between Rs. 10,001 to Rs. 25,000: Rs 800, Between Rs. 25,001 to Rs. 50,000: Rs. 1,100, and for Above Rs. 50,000: Rs. 1,300.
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for IndusInd bank Legend credit card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or if self-employment with a steady source of income..
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for IndusInd bank Legend credit card:
For IndusInd bank Legend credit card you can apply either online or offline. For offline mode, you can visit your nearest IndusInd Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your IndusInd bank Legend credit card:
- Step 1: Visit Official website of the IndusInd Bank- www.indusind.com
- Step 2: Click on ‘Apply Now’ option.
- Step 3: Next, click on ‘Continue’ option after select the type of employment.
- Step 4: Then, provide your pin code, followed by your mobile number.
- Step 5: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for IndusInd bank Legend credit card online.
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