HDFC Diners Club Privilege Credit Card: The HDFC Diners Club Privilege Credit Card, by HDFC bank basically a premium credit card with great rewards and benefits across everyday spend categories like dining, shopping and movies, and many more.
The reward just doesn’t end here there is more for you such as, you get rewards on popular brands like Zomato & Swiggy, quarterly milestone benefits from Decathlon and Marriott, and Buy One Get One offer on BookMyShow. And as a travel benefits, you get complimentary lounge access and there are several more benefits of the card, including spend based annual fee waiver, fuel surcharge waiver, insurance benefits, and many more.
Therefore, here in this article we are going to see the features and benefits provided by the HDFC Diners Club Privilege Credit Card and the eligibility to apply for the same.
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1. HDFC Diners Club Privilege Credit Card Features and Benefits
The HDFC Diners Club Privilege Credit Card comes with a lot of benefits in different categories, including shopping, rewards, travel, and many more.
Here we have mentioned the features and benefits offered by the HDFC Diners Club Privilege Credit Card:
- Welcome or renewal Benefits: On spending Rs. 75,000 or above, get complimentary annual membership of Swiggy One and Times Prime within 90 days of card issuance. The benefits are unlocked within 48 hours of achieving the target spend.
- Milestone Benefits: You can choose a Rs. 1500 worth voucher from any one of Marriott, O2 Spa, Lakme Salon, Barbeque Nation, or Decathlon, on achieving retail spends of Rs. 1,50,000 or above per calendar quarter and it is unlocked within 48 hours of achieving the target spend amount, and the cardholder can download the voucher.
- Travel Benefits: As a travel benefits you get 8 complimentary lounge visits at 1000+ lounges around the world in a calendar year with the HDFC Bank Diners Club Privilege credit card. The lounge access can be availed by both primary cardholders as well as add-on cardholders and for that you must spend Rs. 15,000 in the previous quarter to unlock the complimentary lounge access.
- Dining Benefits: On Swiggy and Zomato, get 5x (20) reward points per Rs. 150 spent and get 2500 reward points per month on the accelerated 4x reward points while there is no capping on the normal rate of 4 reward points per Rs. 150 spent on Swiggy and Zomato and for this you have to make a minimum transaction of Rs. 150 to be eligible for the reward points.
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Golf Privileges: You get 8 complimentary rounds of golf every year with a maximum cap of 2 golf rounds per quarter.
- Insurance Benefits: With this Credit Card, you get insurance benefits, including travel insurance, air accident cover worth Rs. 1 crores, Medical emergency cover, Delayed baggage and Credit liability.
- Renewal Benefits: If Rs. 3 lakhs have been spent, the renewal fee of Rs. 2,500 is waived for your card in the previous year.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 and Rs. 1,00,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India with max waiver capped at Rs. 500 per calendar month.
Check, Shoppers Stop HDFC Bank Credit Card
2. HDFC Diners Club Privilege Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 2,500 + GST.
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 2,500 + GST.
- The Cash withdrawal fee, is 2.5% i.e., Rs. 500 of the withdrawn amount.
- An interest rate of 3.6% per month (43.2% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 1.99% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs.100 – Nil, Rs.100 – Rs.500 – Rs.100, Rs.501 – Rs.5,000 – Rs.400, Rs.5,001 – Rs.10,000 – Rs.500 and Rs.10,001 and above – Rs.750.
3. HDFC Diners Club Privilege Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HDFC Diners Club Privilege Credit Card are as follows:
- The age limit for applying for this card is 21-60 years of age for salaried person and 21-65 years of age for self- employed.
- The cardholder should be an Indian resident.
- The cardholder should earn either through salary with min. Rs. 70,000 per month or through self-employed with min. Rs. 8,40,000 per annum.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for HDFC Diners Club Privilege Credit Card:
For HDFC Diners Club Privilege credit card you can apply either online or offline. For offline mode, you can visit your nearest HDFC Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your HDFC Diners Club Privilege credit card:
- Step 1: Visit Official website of the HDFC Bank- www.hdfcbank.com
- Step 2: Click on ‘Cards’ option, under personal Banking section.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Next,Scroll down and under the ‘Lifestyle’ category, you will get other option.
- Step 5: Choose the ‘HDFC Diners Club Privilege Credit Card’, under ‘other credit cards’ option.
- Step 6: Click on ‘Apply Now’.
- Step 7: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for HDFC Bank Diners Club Privilege card online.
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