HDFC Bank Infinia Credit Card: The HDFC Bank Infinia Credit Card, a premium product issued by the HDFC bank. Basically offered to selected customers on an invite-only. This credit card is designed for the people who earns a high income and want a luxurious lifestyle.
This credit card not only offers luxury lifestyle but also offers benefits under different categories such as travel, rewards, shopping, dining and more. HDFC Infinia also comes with a high reward rate and is a great choice for high-spenders.
Therefore, in this article we are going to see the features and benefits of the HDFC Bank Infinia Credit Card and eligibility and how to apply for the same.
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1. HDFC Bank Infinia Credit Card Features and Benefits
The HDFC Bank Infinia Credit Card comes with a great reward points and several other benefits across different categories such as, dining, travel, insurance, and many more.
Here we have mentioned the features and benefits offered by the HDFC Bank Infinia Credit Card:
- Welcome or renewal Benefits: HDFC gives you a complimentary Club Marriott membership for one year, as a Welcome gift and a part of which you get up to 20% off on restaurant bills for a maximum of 10 guests and 20% off on the best available rates at participating Marriott hotels in India and on Weekend Rates in the Asia Pacific with this card. Also, you get is 12,500 bonus Reward Points after successful payment of the joining fee, as a Welcome gift.
- Travel Benefits: As a travel benefits you get unlimited complimentary domestic as well as international lounge access with the Priority Pass membership. In order to avail the complimentary lounge access, always carry your Priority pass card with yourself and show the same to the lounge staff. And you also get you also get a 1 year membership of the Club Marriott loyalty program, with a 20% discount on the best available rates at some of the most luxurious hotels across India and on the Weekend Rates in the Asia Pacific. And also, get a complimentary one-night stay at partner ITC hotels on booking a 2 night stay and for 3 nights and pay for only 2 at participating ITC Hotels with the HDFC Bank Infinia credit card.
- Dining Benefits:
Club Mariott membership: As welcome Benefit for the first year with the INFINIA Credit Card Metal Edition, get complimentary Club Mariott membership i.e., on Food & Beverage bills at top restaurants, get up to 20% off and at select hotels for a maximum of 10 guests, get up to 15% and on the Best Available Rates on rooms at participating Marriott hotels in India and on Weekend Rates in Asia Pacific, get 20% off and on Spa services at select participating Marriott hotels in India between Monday and Friday as well.
Good Food Trail Program: You get a complimentary Dineout passport membership, under the Good Food Trail program and enjoy plenty of other dining benefits such as at 2000+ premium restaurants, get assured discount of 25% and 1+1 buffet and also, 1+1 food/drinks at select restaurants.
ITC Complimentary Buffet: On the HDFC Bank INFINIA Credit Card, enjoy exclusive offers on Travel and Dining with ITC Hotels i.e., get 1+1 complimentary buffet and one complimentary buffet per booking and one booking per month.
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Golf Privileges: you get unlimited Complimentary golf games at leading courses across India and select courses across the world with a span a minimum of 30 minutes and with green Fees to access the golf course or driving range, Cost of instructor’s fees and range golf balls at 50 golf balls per lesson.
- Insurance Benefits: With this Credit Card, you get insurance benefits, including travel insurance, air accident cover worth Rs. 3 crores, lost card liability, and purchase protection cover.
- Renewal Benefits: If Rs. 10,00,000 have been spent, the renewal fee of Rs. 12,500 is waived for your card in the previous year.
- Concierge Benefits: Through this Credit Card, you can avail of concierge benefits with 24×7 assistance. The concierge services provided on Golf Booking, Private dining assistance, Airport VIP service, Itinerary planning and reservation assistance, International gift delivery, and Event planning and referrals.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 and Rs. 1,00,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India with max waiver capped at Rs. 1,000 per statement cycle.
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2. HDFC Bank Infinia Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 12,500 (plus applicable taxes).
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 12,500 (plus applicable taxes).
- The Cash withdrawal fee, is NIL of the withdrawn amount.
- An interest rate of 1.99% per month (23.8% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 2% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: From Rs.0 to Rs.500 – Nil, More than Rs.500 up to Rs.1,000 – Rs.400, More than Rs.1,000 up to Rs.10,000 – Rs.750, More than Rs.10,000 up to Rs.25,000 – Rs.950, More than Rs.25,000 up to Rs.50,000 – Rs.1,100, More than Rs.50,000 – Rs.1,300.
3. HDFC Bank Infinia Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HDFC Bank Infinia Credit Card are as follows:
- The age limit for applying for this card is 21-65 years of age.
- The cardholder should be an Indian resident.
- The cardholder should earn either through salary or through self-employed with a stable source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for HDFC Bank Infinia Credit Card:
For HDFC Bank Infinia credit card you can apply either online or offline. For offline mode, you can visit your nearest HDFC Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your HDFC Bank Infinia credit card:
- Step 1: Visit Official website of the HDFC Bank- www.hdfcbank.com
- Step 2: Click on ‘Cards’ option, under personal Banking section.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Next, you will be redirected to the credit cards page of the bank where all the cards have been categorized under different sections.
- Step 5: choose the ‘HDFC Infinia Credit Card’, under ‘other credit cards’ option.
- Step 6: Click on ‘Apply Now’.
- Step 7: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for HDFC Bank Infinia credit card online.
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