Axis Bank Vistara Credit Card: The Axis Bank Vistara Credit Card, a co-branded in partnership with airline company Air Vistara and Axis Bank, the company has also partnered with SBI and IDFC Bank as well. The credit card is designed for travel lover who prefer comfort and luxury to enhanced their travel experiences.
The credit card let you enjoy all the travel benefits and privileges offered and apart from the travel benefits, also offers great deal in different categories from milestone to Dining benefits and Insurance Benefits and so on.
Therefore in this article we are going to see the features and benefits of the Axis Bank Vistara Credit Card and the eligibility to apply for the same.
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Contents
1. Axis Bank Vistara Credit Card Features and Benefits
The Axis Bank Vistara Credit Card let you enjoy you luxury travel experience and other benefits as well from milestone benefits to dining benefits and so on.
Here we have mentioned the features and benefits offered by the Axis Bank Vistara Credit Card:
- Welcome Benefits: As welcome benefit, get 1 complimentary Vistara one-way Economy Class ticket voucher on card joining and renewal fee payment and complimentary club vistara Base Membership. Also the voucher is valid for 6 months and can be used when you book a domestic flight.
- Milestone Benefits: As a milestone benefit, earn 1,000 bonus points, on spending Rs. 50,000 within the first 90 days of card issuance and receive 1 Economy ticket, on reaching a yearly spend of Rs. 1,25,000 and another Economy ticket, on yearly spending of Rs. 2,50,000 and also get a premium Economy ticket, on an annual spend of Rs. 6,00,000.
- Travel Benefits: As a travel benefits, on touching the milestone spendings, avail maximum of 3 economy tickets, also enjoy complimentary lounge access to domestic airports i.e., 2 complimentary visits at the selected lounges every quarter.
- Reward Point Benefits: Earn reward points in the form of CV Points on your spends made with the card, get 2 CV points evertime you spend Rs. 200 and Points can be used for ticket upgrades and award flights. Transactions in the following categories are exempt from CV Points: Insurance, Rent, and specific codes from Utilities and Government services.
- Insurance Benefits: As Insurance Benefits the card offers a safety net for your purchases and travel, ensuring peace of mind wherever your adventures take you. The card let you enjoy the purchase protection of maximum Rs. 1 Lakhs. And get benefit of added insurance of worth USD 300 that covers loss of travel documents and delay or loss in check-in baggage.
2. Axis Bank Vistara Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 1,500.
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 1,500, from year-2 onwards.
- The Cash withdrawal fee of 2.5% of the amount withdrawn, subject to a minimum of Rs. 250
- An interest rate of 2.95% per month (i.e., 41.75% p.a.) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Up to Rs. 100: Nil, Rs. 101 to Rs. 300: Rs. 100, Rs. 301 to Rs. 1,000: Rs. 300, Rs. 1,001 to Rs. 5,000: Rs. 500, Rs. 5,001 to Rs. 20,000: Rs. 600 and Rs. 20,001 and above: Rs. 700.
3. Axis Bank Vistara Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for the Axis Bank Vistara Credit Card are as follows:
- The age limit for applying for this card is of 18 to 70 years of age.
- The cardholder should earn either through salary or through self-employed with a minimum annual income of Rs. 6 lakh per annum.
- The cardholder should have a good credit history as well.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Axis Bank Vistara Credit Card:
For Axis Bank Vistara credit card you can apply either online or offline. For offline mode, you can visit your nearest Bank of Axis Bank Branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Axis Bank Vistara credit card:
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com.
- Step 2: Click on ‘Card type’ option.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Choose the ‘Axis Bank Vistara Credit Card’, under ‘other credit cards’ option.
- Step 5: Click on ‘Apply Now’.
- Step 6: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for Axis Bank Vistara credit card online.
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