Axis Bank Neo Credit Card: The Axis Bank Neo Credit Card, an entry-level credit card basically designed for the shopaholic people by Axis bank. This credit card provides is customer with discounts on top brands like Amazon, BookMyShow, Myntra, Paytm and many more. And also, cash-back, and reward points on shopping and exclusive benefits such as an Amazon gift voucher, complimentary Zomato Pro membership, complimentary membership to Grofers, and many more.
This credit card is a best option for the people who enjoy the online shopping. This credit card just not provides benefits and offers on shopping but also in other categories such as on movie tickets, grocery purchases and food orders.
Therefore, here in this article we are going to see the features and benefits provided by the Axis Bank Neo Credit Card and the eligibility to apply for the same. This credit card is a great option for those who want to start their credit journey with an affordable card.
Contents
1. Axis Bank Neo Credit Card Features and Benefits
The Axis Bank Neo Credit Card comes with a decent rewards and several other benefits across different categories.
Here we have mentioned the features and benefits offered by the Axis Bank Neo Credit Card:
- Welcome Benefits: As a welcome benefit, you get Amazon gift vouchers worth Rs. 250, 3 months complimentary subscription to Zomato Pro, 6 months complimentary subscription to Grofers, and 6 months free subscription to 1mg. On making the first transaction, can avail of these welcome benefits within the first 30 days from the card set-up date and the voucher codes will be sent to you within 45-60 days after making the eligible transaction with the card.
- Dining Benefits: On dining at partner restaurants, you get 15% off and can enjoy 40% off on ordering food worth Rs. 200 and above from Zomato twice a month and the maximum discount per order is capped at Rs. 120, for that you will have to use the coupon code AXISNEO to avail of the discount.
- Movie Benefits: On booking movie tickets on BookMyShow, get 10% off and the maximum benefit you can earn on movies is capped at Rs. 100 per month.
- Fuel Surcharge Waiver: On your fuel transactions (Max. of Rs. 400 per statement cycle), cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India between Rs. 400 and Rs. 4,000. You don’t earn any cashback on fuel purchases.
- Other Benefits: On a minimum spend of Rs. 750 on Grofers, get 10% off i.e.,up to Rs. 250 and on a minimum shopping of Rs. 500 on Myntra, get 10% off.
Check, Axis Bank Reserve Credit Card
2. Axis Bank Neo Credit Card Fees and Charges:
- The joining fee charges are- Rs. 250
- The Annual fee or Renewal fee charges are- Rs. 250
- The Cash withdrawal fee, is 2.5% of the amount or min. Rs. 500 withdrawn.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.4% per month (49.36% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Below than Rs.100: Nil, From Rs.101 to Rs.300: Rs.100, From Rs.301 to Rs.1,000: Rs.300, From Rs.1,001 to Rs.5,000: Rs.500, From Rs.5,001 to Rs.20,000: Rs.600, and Above Rs.20,000: Rs.700.
3. Axis Bank Neo Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Axis Bank Neo Credit Card are as follows:
- The age limit for applying for this card is 18-70 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 700 and a strong relationship with the card issuer.
- The cardholder should be either through salary or self-employment with source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Axis Bank Neo Credit Card:
For Axis Bank Neo credit card you can apply either online or offline. For offline mode, you can visit your nearest Axis Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Axis Bank Neo credit card:
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com.
- Step 2: Go to ‘Explore Products’ and click on ‘Cards’.
- Step 3: Then, Select ‘credit card’ option.
- Step 3: Next, choose the ‘Axis Bank Neo Credit Card’, and click on ‘Apply Now’.
- Step 4: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for Axis Bank Neo credit card online.
Also Check, Axis Bank Magnus Credit Card
And, Axis Bank Burgundy Private Credit Card
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