Yatra SBI Credit Card: The Yatra SBI Credit Card, a co-branded in partnership with Yatra.com and SBI, an entry-level credit cards with great travel benefits. This credit card offers various benefits and privileges to travel enthusiasts, this card is a great choice fr frequent travellers.
This card not just comes with travel related benefits but also gives you amazing offers in other categories as well such as, departmental stores, grocery, dining, movies, entertainment, and international spends, and many more.
Here in this article we are going to discuss about the Benefits, Eligibility, Fees & Charges and how to apply for Yatra SBI Credit Card.
Contents
1. Yatra SBI Credit Card Features and Benefits
The Yatra SBI Credit Card comes with a great cashback rate and several other benefits across different categories.
Here we have mentioned the features and benefits offered by the Yatra SBI Credit Card:
- Welcome Benefits: You get as a welcome vouchers from Yatra.com worth Rs. 8,250 as an activation benefit on payment of first year annual fee, this voucher includes 2 vouchers worth Rs 1,000 each for international travel, 2 vouchers worth Rs. 500 each for domestic travel, 1 voucher worth Rs. 1,500 for domestic holidays, 1 voucher worth Rs. 750 for hotel bookings and 1 voucher worth Rs. 3,000 for international holidays.
- Travel Benefits: You can avail great discounts on flight bookings such as, on transactions worth Rs. 5,000 or more, get Rs. 1,000 off on domestic flight bookings and on transactions worth Rs. 40,000 or more, Rs. 4,000 off on international flight bookings and on a minimum transaction value of Rs. 3,000, 20% off on domestic hotels. The maximum discount you can avail on this benefit is Rs. 2,000.
- Fuel Surcharge Waiver: On your fuel transactions (Max. of Rs. 100 per statement cycle), cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India between Rs. 500 and Rs. 3,000.
- Annual Fees: You get an annual fee waiver on spending Rs 1 lac or more in a year using this credit card.
- Reward Points: You can earn 6 Reward Points per Rs. 100, spend on groceries, Movies, Departmental Stores, Entertainment, Dining, and 1 Reward Point per Rs. 100 spent on all other categories and Reward Point limit is capped at 5000 points per calendar month. A minimum of 1000 reward points is a set limit for redemption which can be redeemed for yatra vouchers. The reward rate provided by this card is Rs 0.25.
- Insurance Benefits: You get a complimentary air accidental cover of Rs. 50 lakhs with this credit card.
2. Yatra SBI Credit Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs 499 + GST
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs and also on International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: From Rs.0 to Rs.500 – Nil, More than Rs.500 up to Rs.1,000 – Rs.400, More than Rs.1,000 up to Rs.10,000 – Rs.750, More than Rs.10,000 up to Rs.25,000 – Rs.950, More than Rs.25,000 up to Rs.50,000 – Rs.1,100, More than Rs.50,000 – Rs.1,300.
3. Yatra SBI Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Yatra SBI Credit Card are as follows:
- The age limit for applying for this card is 21 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employment.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Yatra SBI Credit Card:
For Yatra SBI credit card you can apply either online or offline. For offline mode, you can visit your nearest SBI branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Yatra SBI credit card:
- Step 1: Visit Official website of the SBI- www.sbicard.com.
- Step 2: Select the option of ‘Credit Card’.
- Step 3: Then, click on ‘Yatra SBI Card’.
- Step 4: Next, select the ‘Check Eligibility’.
- Step 5: Enter all the requested details and providing the required documents.
After entering the required details, the next thing is that if you meet the eligibility criteria, you can view the online application page by clicking on ‘Submit’ after filling out the application form and upload the required KYC documents to complete your application, then you will receive an Application ID after the application is completed.
Therefore, this the method you can apply for your Yatra SBI credit card online.
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