Axis Bank ACE Credit Card: The Axis Bank ACE credit card, a launched in partnership with Google Pay and Visa. This card is specifically designed with the aim to reward every transaction a user makes through a digital platform like Google Pay. Therefore, if you’re also looking to earn maximum rewards for digital payments via Google Pay, you must apply for the Axis Bank Ace credit card today only.
This, card aims to capitalize on the internet penetration and With the increasing demand for digital payments during the COVID-19 lockdown. With the help of this card, you can enjoy a simple, secure and innovative payment experience as well as unlimited cashback on all your purchases.
Contents
Axis Bank ACE Credit Card
1. Features and Benefits:
The Axis Bank ACE Credit Card comes with a great cashback rate and a number of other exciting benefits across different categories.
Here we have mentioned the features and benefits offered by the Axis Bank ACE Credit Card:
- Travel Benefits: You get 4 complimentary visits in a year to the select domestic airport lounges access and 4% cashback on Ola rides.
- Dining Benefits:Under the bank’s Dining Delights program, get upto 20% discount on dining bills at 4000+ restaurants and 4% cashback on Swiggy and Zomato.
- Milestone Benefit: If you have spent over Rs.2 lakh in the previous year, the annual membership fee is waived off.
- Fuel Surcharge Waiver: On your fuel transactions (Max. of Rs. 500 per statement cycle), cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India between Rs. 400 and Rs. 4,000.
- Equated Monthly Instalment (EMI) benefits: You can convert any transaction over Rs.2,500 into EMIs.
- Cashback benefits: You can enjoy cashback as per the scheme, on paying your bills or getting a recharge done, a certain sum of money will be credited to your credit card account.
Check, Axis Bank Credit Card Application Status
2. Fees and Charges:
- The joining fee for the Axis Bank ACE Credit Card- Rs. 499.
- The Annual fee or Renewal fee charges are- Rs. 499, 2nd year onwards (waived off on spending Rs. 2 lakh annually).
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.6% per month (52.86% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 100: Nil, Between Rs. 101 – Rs. 300: Rs. 100, Between Rs. 301 – Rs. 1,000: Rs. 300, Between Rs. 1,001 – Rs. 5,000: Rs. 500, Between Rs. 5,001 – Rs. 10,000: Rs. 600, Rs. 10,001 and above: Rs. 700.
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Axis Bank ACE Credit Card are as follows:
- The age limit for applying for this card is 18-70 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or if self-employment i.e., stable source of income should be there .
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Axis Bank ACE Credit Card:
For Axis Bank ACE credit card you can apply either online or offline. For offline mode, you can visit your nearest Axis Bank branch with all the required documents and fill out the physical application form.
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com
- Step 2: Click on ‘Explore Products’, under which click on ‘Cards’ followed by ‘Credit Cards’.
- Step 3: Click on ‘Axis Bank ACE Credit Card’, and select on ‘Apply now’.
- Step 4: Then, you will be redirected to a new page.
- Step 5: Under ‘Click to Connect’, choose whether you are an existing customer or a new customer and all the requested details and providing the required documents.
- Step 6: To get in touch with you regarding your application for the credit card, Click on the box where you authorize the bank’s representative.
- Step 7: A representative from the bank will get in touch with you and will assist you with the process of applying for the credit card. Therefore, click on ‘Call Me’.
Therefore, this the method you can apply for your Axis Bank ACE credit card online.
Also check, Airtel Axis Bank Credit Card
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