Yes Bank Marquee Credit Card: The Yes Bank Marquee Credit Card, a super-premium credit card by Yes Bank known as the Marquee Credit Card, basically designed for the high-income individuals who prefer spending more on day-to-day lifestyle. The card doesn’t offers rewards on online spends, but also through offline purchases as well.
The credit card offers great deals to its customer in different categories from airport lounges, movie tickets, discounts on food, and accelerated Reward Points and many more. Also, the card offers excellent overall value for high-spenders, along with covering categories like utility bills, rent, insurance, and so on.
Therefore, Here in this article we are going to see the benefits and offers provided by Yes Bank Marquee Credit Card, and also the eligibility to apply for the same.
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Contents
1. Yes Bank Marquee Credit Card Features and Benefits
The Yes Bank Marquee Credit Card offers great deals to its customer in different categories, such as Welcome Benefits, milestone benefits, Cashback, travel benefits and Reward ponits and many more.
Here we have mentioned the features and benefits offered by the Yes Bank Marquee Credit Card:
- Welcome Benefits: As Welcome Benefits, you can earn 60,000 Yes Rewardz points and can easily recover the joining fee of Marquee credit card by redeeming these reward points against hotel or flight bookings of value Rs. 15,000.
- Travel Benefits: As a travel benefit, get upto 24 complimentary domestic airport lounges annually i.e., every quarter and access can be availed by primary and add-on cardholders and also, get unlimited complimentary international lounge access annually, for primary as well as add-on card holders and and get upto eight complimentary domestic or international airport lounge access annually for guests as well.
- Entertainment Benefits: As Entertainment Benefits, get Buy One Get One on movie ticket bookings through BookMyShow with maximum 3 free tickets on purchasing 3 regular tickets per month and the maximum value of a movie ticket cannot exceed Rs. 800.
- Dining Benefits: As Dining Benefits, get upto 15% off on dining at partnered restaurants under the Dining Fiesta program.
- Golf Benefits: Every calendar month, avail yourself one complimentary golf lesson at partnered golf courses across India and avail yourself of four green fee waivers at partnered golf courses across India as well.
- Insurance Coverage: As Insurance Coverage, get upto 6 months purchase protection cover of Rs. 50,000 for any accidental damage of electronics purchased online and Credit shield cover and lost card liability cover of Rs. 15 lakh each.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 and Rs. 5,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India with max waiver capped at Rs. 1000 per calendar month.
2. Yes Bank Marquee Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 9,999 + GST.
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 4,999 (waived on annual retail spends of Rs. 10 lakh).
- The Cash withdrawal fee, is 2.5% of the withdrawn amount i.e., minimum Rs. 300.
- An interest rate of 2.99% per month (35.88% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 1% (plus applicable taxes) on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Upto Rs. 100: Nil, Rs. 101 to Rs. 500: Rs. 150, Rs. 501 to Rs. 5,000: Rs. 500, Rs. 5,001 to Rs. 20,000: Rs. 750, Above Rs. 20,000: Rs. 1,000.
3. Yes Bank Marquee Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Yes Bank Marquee Credit Card are as follows:
- The age limit for applying for this card is 21- 60 years of age.
- The cardholder should have a stable income through salaried and self-employed with minimum monthly income required is Rs. 3 Lakh or an Income Tax Return of Rs. 24 Lakh.
- The cardholder should have good credit score history.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Yes Bank Marquee Credit Card:
For Yes Bank Marquee credit card you can apply either online or offline. For offline mode, you can visit your nearest YES Bank branch with all the required documents and fill out the physical application form. And for online mode you can visit the official website of YES Bank and apply through it.
This is the way in which you can apply for Yes Bank Marquee credit card online.
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