Tata Neu Plus HDFC Bank Credit Card: The Tata Neu HDFC Bank Credit Card a co-branded credit card launched in collaboration with the Tata Group and HDFC Bank, in two variants i.e., ‘Tata Neu Infinity HDFC Bank Credit Card’ and ‘Tata Neu Plus HDFC Bank Credit Card’. Both of these credit cards can be availed through the Tata Neu app. Now, in this artical we are going to talk about Tata Neu Plus HDFC Bank Credit Card.
Both the variants offer exclusive reward points upto 2% on every spend in the form of NeuCoins while you shop at the Tata Brands along with other benefits such as complimentary lounge access, fuel surcharge waiver, and many more. There is also a great introductory offer, i.e., the cardholder will get additional NueCoins while they shop on the Tata Neu Application or Website and also, you get lesser NeuCoins while you spend on Non-Tata Brands using this credit card.
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Tata Neu Plus HDFC Bank Credit Card
1. Features and Benefits:
The Tata Neu Plus HDFC Bank Credit Card is a great launch that provides some exclusive benefits to the cardholders while they shop on the Tata brands. On the other hand, the cardholders will also get benefits while they shop on Non-Tata brands as well.
Here we have mentioned the features and benefits offered by the Tata Neu Plus HDFC Bank Credit Card:
- Welcome Benefit: On the Tata Neu Application the cardholders get upto 499 NueCoins on performing a successful transaction using their credit card in the first 30 days of the card issuance date and within 60 days from the date of the transaction, the NeuCoins will be credited to your account.
- Reward Benefits: The credit card offers reward points in the form of NeuPoints i.e., 1 NeuCoin=Re 1 and you can use your NeuCoins for purchases on the Tata Neu App or website for top brands such as, you get upto 2% cashback as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands, 1% cashback as NeuCoins on Non-Tata brand spends and any merchant EMI spends, and additional 5% cashback as NeuCoins on transactions done on Tata Neu App/website, post downloading Tata Neu App, and registering for Tata NeuPass.
- Travel Benefits: You get up to 4 Complimentary domestic airport lounges access per year, i.e., a maximum of 1 per quarter, Rs. 2 per visit to the lounge will be charged on the VISA or RuPay Credit Card Variants..
- Zero Credit Card Lost Liability: In case, you lose your card, you have to report the same within 24 hours.
- Fuel Surcharge Waiver: On all fuel transactions between Rs. 400 and Rs. 5,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India (waiver capped at Rs. 2500 per statement).
- Renewal Offer:The renewal fee will not be charged, in case Rs.1 lakh and above is spent before the renewal date.
- Interest-free Credit Period: From the date of purchase, you get up to 50 days of interest-free period on your Tata Neu Plus HDFC Bank Credit Card.
Check, Paytm HDFC Bank Credit Card
2. Fees and Charges:
- The joining fee for the Tata Neu Plus HDFC Bank Credit Card- Rs.499 plus taxes.
- The Annual fee or Renewal fee charges are- Rs.499 plus taxes and in case Rs.1 lakh and above is spent before the renewal date, the renewal fee need not be paid.
- On all the international transactions done using this credit card, you have to pay 3.5% of the amount transacted.
- You have to pay an interest of 3.75% per month on every overdue amount, which comes out to be 45% annually.
- Late Payment Charges are- For Statement Balance: Less than Rs. 100: Nil, Between Rs. 100 to Rs. 500: Rs. 100, Between Rs. 501 to Rs. 5,000: Rs. 500, Between Rs. 5,001 to Rs. 10,000: Rs. 600, Between Rs. 10,001 to Rs. 25,000: Rs 800, Between Rs. 25,001 to Rs. 50,000: Rs. 1,100, and for Above Rs. 50,000: Rs. 1,300.
- As the cash advance fee, the card charges 2.5% of the transaction amount or Rs. 500.
3. Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Tata Neu Plus HDFC Bank Credit Card are as follows:
- The age limit for applying for this card is 21 years to 60 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary between 21 years to 60 years of age and should earn a minimum of Rs. 25,000 per month or if self-employment the, between 21 years to 65 years of age and should be filling an ITR of a minimum of Rs. 6 Lakhs per annum.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Tata Neu Plus HDFC Bank Credit Card :
For Tata Neu Plus HDFC Bank Credit Card you can apply either online or offline. For offline mode, you can visit your nearest HDFC Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Tata Neu Plus HDFC Bank Credit Card :
- Step 1: Visit Official website of the HDFC Bank- www.hdfcbank.com
- Step 2: Click on ‘Credit Cards’ option.
- Step 3: You have to choose the ‘Tata Neu Plus HDFC Bank Credit Card’ option, and then click on ‘Apply Now’.
- Step 4: Enter all the requested details and providing the required documents.
You can also visit the official website of Tata Neu or download and install the Tata Neu application, and apply then for this credit card through the website or phone application.
This the way in which you can apply for Tata Neu Plus HDFC Bank Credit Card online.
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