<?xml version="1.0" encoding="UTF-8"?>
<!--
  sitemap.xml — https://creditcarddeals.in/sitemap.xml
  Update <lastmod> on a URL whenever you change that page.

  Two canonical URLs, paired by hreflang:
    /        -> international English (hreflang en, x-default)
    /en-in/  -> India-targeted English (hreflang en-IN)

  Each <url> block lists the FULL alternate set including itself. That
  bidirectional pairing is what makes hreflang valid — drop one side and
  Google discards the cluster.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <url>
    <loc>https://creditcarddeals.in/</loc>
    <lastmod>2026-09-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://creditcarddeals.in/"/>
    <xhtml:link rel="alternate" hreflang="en-IN" href="https://creditcarddeals.in/en-in/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://creditcarddeals.in/"/>
  </url>

  <url>
    <loc>https://creditcarddeals.in/en-in/</loc>
    <lastmod>2026-09-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://creditcarddeals.in/"/>
    <xhtml:link rel="alternate" hreflang="en-IN" href="https://creditcarddeals.in/en-in/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://creditcarddeals.in/"/>
  </url>

</urlset>
