IndusInd Bank Platinum Aura Edge Credit Card: The IndusInd Bank Platinum Aura Edge Credit Card, a shopping credit card that offers amazing rewards and benefits in different categories like departmental store spends, consumer durable spends, movie ticket bookings, bill payments and more. And, you also get a welcome benefit of gift vouchers from BATA, Vero Moda, and EazyDiner.
And to make your travel experiences better and secure, the card provides complimentary Priority Pass membership and various travel insurance benefits. Therefore, in this article we are going to see the features and benefits of the IndusInd Bank Platinum Aura Edge Credit Card.
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1. IndusInd Bank Platinum Aura Edge Credit Card Features and Benefits
The IndusInd Bank Platinum Aura Edge Credit Card comes with a great cashback rate and several other benefits across different categories.
Here we have mentioned the features and benefits offered by the IndusInd Bank Platinum Aura Edge Credit Card:
- Welcome Benefits:You get gift vouchers from BATA, Vero Moda, and EazyDiner, as a welcome gift and the gift vouchers are valid only for 6 months from the date of card issuance.
- Travel Benefits: You get complimentary Priority Pass membership for yourself and your add-on cardholder and for every lounge visit using the priority pass, you will be charged a usage fee of US $27 + GST per person.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 & Rs. 4,000, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India.
- Concierge Benefits: Through this Credit Card, you can avail of concierge benefits with 24×7 assistance. The concierge services provided on Flight referral and reservation, Hotel and restaurant reservation, Flowers and gifts, Booking and delivery of movie tickets, and Medical Concierge services.
- Insurance Benefits:Get insurance benefits on IndusInd Bank Platinum Aura Edge Credit Card on personal Air Accidental, Delayed baggage, Lost baggage, Loss of passport, Lost ticket, Delay in flight, and Missed connection.
- Other benefits: Through this Credit Card, you get 24*7 on-road assistance service such as, Flat tyre service, Emergency fuel supply, Battery service, Roadside repair service, Accident management, and Medical assistance.
2. IndusInd Bank Platinum Aura Edge Credit Card Fees and Charges:
- The Joining fee charges are- Rs 500
- The Annual fee charges are- NIL
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn.
- On all the Foreign currency transaction, you have to pay forex fee of 1.8% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.83% per month (46% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: From Rs.0 to Rs.500 – Nil, More than Rs.500 up to Rs.1,000 – Rs.400, More than Rs.1,000 up to Rs.10,000 – Rs.750, More than Rs.10,000 up to Rs.25,000 – Rs.950, More than Rs.25,000 up to Rs.50,000 – Rs.1,100, More than Rs.50,000 – Rs.1,300.
3. IndusInd Bank Platinum Aura Edge Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for IndusInd Bank Platinum Aura Edge Credit Card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary or self-employment.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for IndusInd Bank Platinum Aura Edge Credit Card:
To apply for an IndusInd Bank Platinum Aura Credit Card, you need to either call on 1860 267 7777 or you can apply online through there official website i.e., www.indusind.com.
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