HDFC Bank Virtual Credit Card: The HDFC Bank Virtual Credit Card, a virtual credit card called NetSafe which can be used for facilitating online transactions, issued by HDFC Bank. It is basically a one-time randomly generated credit card number that you can get based on your primary credit card at free of cost and protects the primary account information while transacting online, thus eliminating the risk of fraudulent transactions.
Therefore, the NetSafe Card is a virtual credit card generated through the NetSafe technology and can be used for secure online shopping and also you can earn additional rewards and benefits.
Therefore, here in this article we are going to see the benefits and features provided by the HDFC Bank Virtual Credit Card and the eligibility to apply for the same.
Contents
1. HDFC Bank Virtual Credit Card Features and Benefits
Here we have mentioned the features and benefits offered by the HDFC Bank Virtual Credit Card:
- NetSafe is valid for one-time use ensuring the card details are not compromised, can generate up to 5 virtual credit cards daily, provided you have enough balance in savings or current account.
- Using The NetSafe technology, you can create a virtual credit card i.e., NetSafe Credit Card from your HDFC Bank Visa or Mastercard Credit Card Number and your HDFC Bank Credit Card number is never used on the merchant website.
- All purchases made with the NetSafe card will reflect your credit card statement, similar to other transactions.
- The amount can be pre-set on a virtual credit card while the remaining funds are intact in primary credit card and amount will be reversed to cardholder’s account if the transaction is not made within the specified period i.e., up to 24 hours.
- And the virtual credit card number is auto-generated and lapses after a predetermined interval.
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2. HDFC Bank Virtual Credit Card Fees and Charges:
- The objective of making online transactions safer and more secure at sites accepting Visa or Mastercard range of cards, HDFC Bank does not levy any fee or charge for the NetSafe virtual credit card. It is provided free of cost until further notice.
3. HDFC Bank Virtual Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HDFC Bank Virtual Credit Card With the motive of making the facility accessible and convenient to all is:
- The applicant should be should have an existing HDFC Credit Card.
- And also applicant should have enough credit to make transactions using a virtual credit card.
4. How to apply for HDFC Bank Virtual Credit Card:
For HDFC Bank Virtual Credit card you can apply online. Here are the steps to be followed to apply for your HDFC Bank Virtual Credit card:
- Step 1: Visit Official website and register for NetSafe using your primary credit card at- netsafe.hdfcbank.com
- Step 2: Then, enter the primary card details including card number, expiry date, and CVV number.
- Step 3: Next, once it is submitted, a one-time password (OTP) will be sent to your registered mobile number or email ID.
- Step 4: Enter the OTP to successfully complete your registration process.
This the way in which you can apply for HDFC Bank Virtual Credit card online.
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