HDFC Bank PIXEL Play Credit Card: The HDFC Bank PIXEL Play Credit Card, the bank has designed 2 digital PIXEL credit cards named HDFC Bank PIXEL Play Credit Card and HDFC Bank PIXEL Go Credit Card and through the PayZapp app these both credit cards can be availed and managed entirely.
Here in this article we are going to see all the benefits and privileges provided by HDFC Bank PIXEL Play Credit Card. As, the credit card is best suited for youngsters and the shopaholic people, as the card offers great deals and offers to its users in different categories from cashback to entertainment, travel and many more.
Therefore, Here in this article we are going to see the benefits and offers provided by HDFC Bank PIXEL Play Credit Card, and also the eligibility to apply for the same.
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Contents
1. HDFC Bank PIXEL Play Credit Card Features and Benefits
The HDFC Bank PIXEL Play Credit Card basically offers cashback on spending different categories which can be availed on travel, entertainment, Dining and so on.
Here we have mentioned all the offers provided by the HDFC Bank PIXEL Play Credit Card:
Cashback Benefit:
As a Cashback Benefit, you can get 5% cashback on any two packs of your choice as mentioned below:
- Dining & Entertainment Category: BookMyShow & Zomato,
- Travel Category: MakeMyTrip & Uber,
- Grocery Category: Blinkit & Reliance Smart Bazaar,
- Electronics Category: Croma & Reliance Digital,
- Fashion Category: Nykaa & Myntra.
- Shopping: 3% Cashback on the choice of any one E-commerce merchant- PayZapp, Amazon and Flipkart.
- Others: And 1% Unlimited cashback across all other spends.
Good Food Trail Program:
On making payments through Swiggy app, get upto 20% off on dining via Swiggy Dineout using any of the HDFC Bank PIXEL Play Credit Card.
Fuel Surcharge Waiver:
1% fuel surcharge waiver of up to Rs. 250 per statement cycle on fuel spends worth Rs. 400 to Rs. 5,000 made via HDFC Bank PIXEL Play Credit Card.
Zero Lost Card Liability:
On Losing the HDFC Bank PIXEL Play Credit Card, Report a lost PIXEL Play Credit Card immediately to our 24-hour call centre to avoid any liability for fraudulent transactions.
2. HDFC Bank PIXEL Play Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 500 (waived off on Rs. 20,000 spends within the first 90 days).
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 500 (waived on Rs. 1 lakh annual spends).
- The Cash withdrawal fee, is 2.5% of the withdrawn amount i.e., minimum Rs.500.
- An interest rate of 3.6% per month (43.2% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% (plus applicable taxes) on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: upto Rs. 100: Rs. 0, From Rs. 101 to Rs. 500: Rs. 100, From Rs. 501 to Rs. 5,000: Rs. 500, From Rs. 5,001 to Rs. 10,000: Rs. 600, From Rs. 10,001 to Rs. 25,000: Rs. 800, From Rs. 25,000 to Rs. 50,000: Rs. 1,100 and More than Rs. 50,000: Rs. 1,300.
3. HDFC Bank PIXEL Play Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for HDFC Bank PIXEL Play Credit Card are as follows:
- The age limit for applying for this card is 21- 65 years of age.
- The cardholder should have a stable income through salaries i.e., gross monthly income greater than Rs. 25,000 and self-employed i.e., Annual income as per ITR greater than Rs. 6 lakh.
- The cardholder should have good credit score history.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for HDFC Bank PIXEL Play Credit Card:
For HDFC Bank PIXEL Play credit card you can apply either online or offline. For offline mode, you can visit your nearest HDFC Bank branch with all the required documents and fill out the physical application form.
The other way through which you can apply online for HDFC Bank PIXEL Play credit card is mentioned below:
- Download or Update PayZapp App from Google Play Store for Android OR App Store for iOS
- Click on the ‘Apply Now for Pixel Play’ banner on the PayZapp Homepage and you can apply for the credit card.
This is the way in which you can apply for HDFC Bank PIXEL Play credit card online.
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