Axis Bank Reserve Credit Card: The Axis Bank Reserve Credit Card, a super-premium credit card issued by Axis bank. This credit card is designed for people who enjoy a luxury lifestyle. And also, offers benefit across different categories such as travel, dining, entertainment, golf and many more.
Axis Reserve offers its customer with amazing rewards and benefits such as luxury airport transfers, unlimited lounge access and complimentary hotel memberships and an exceptional reward rate and can help make significant savings on multiple categories. This card is best for the people who are high spenders, particularly frequent international travellers, and many other benefits as well.
Therefore, here in this article we are going to see the benefits and features offered by the Axis Bank Reserve Credit Card, and the eligibility to apply for the same.
Contents
1. Axis Bank Reserve Credit Card Features and Benefits
The Axis Bank Reserve Credit Card comes with a unlimited rewards and several other benefits across different categories.
Here we have mentioned the features and benefits offered by the Axis Bank Reserve Credit Card:
- Welcome Benefits: As a welcome benefit, get 50,000 Edge Reward Points with Axis Bank Reserve Credit Card on card activation and also, bonus 50,000 Edge Reward Points are credited to your credit card account every year the card membership is renewed, subject to the realization of the annual fee.
- Travel Benefits: You get tons of travel benefits such as, Complimentary Airport Concierge Service, Luxury Airprot Pickups, Airport Lounge Access, Club ITC Culinaire Membership, Accorplus Membership, Handcrafted Club Marriott Asia Pacific membership, Exclusive offers at Oberoi hotels and resorts, and Benefits at Postcard Hotels.
- Dining Benefits: You can avail of a discount of 25% or more on dining as a complimentary EazyDiner membership and savings of up to 20% at over 4,000 premium restaurants.
- Entertainment Benefits: Buy 1 ticket via BookMyShow, get 1 movie ticket free every time, and you can avail yourself of up to 5 free movie tickets and 5 free non-movie tickets each month. Movie tickets is capped at Rs. 500 and for non-movie tickets is Rs. 1,000, the maximum benefit amount.
- Golf Benefits: Get 50 complimentary rounds of green fees every year that can be booked on www.extraordinaryweekends.com.
- Fuel Surcharge Waiver: On your fuel transactions (Max. of Rs. 400 per statement cycle), cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India between Rs. 400 and Rs. 4,000. You don’t earn any cashback on fuel purchases.
- Insurance Benefits: With this Credit Card, you get insurance benefits, including travel insurance, air accident cover worth Rs. 4.5 crores, lost card liability, and purchase protection cover.
- Reward Points: You can earn15 Edge Reward points, for every Rs. 200 spent using this credit card.
- Reward Redemption: Edge Reward Points you earn can be redeemed at the Edge Rewards portal against shopping, flight/hotel bookings, gift vouchers, and various products and 1 Edge Reward Point equal to Re. 0.20.
- Other benefits: Get complimentary membership of Accor Plus, Club Marriott, and Taj Epicure and 1 complimentary health and wellness session and up to 25% savings on all other health sessions on Weliji and also get global travel and medical assistance while traveling overseas.
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2. Axis Bank Reserve Credit Card Fees and Charges:
- The joining fee charges are- Rs. 50,000
- The Annual fee or Renewal fee charges are- Rs. 50,000
- The Cash withdrawal fee, is NIL at the time of withdrawal.
- On all the Foreign currency transaction, you have to pay forex fee of 1.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3% per month (42.58% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500: Nil, From Rs. 501 to Rs. 5,000: Rs. 500, From Rs. 5,001 to Rs. 10,000: Rs. 750, and Greater than Rs. 10,000: Rs. 1,200.
3. Axis Bank Reserve Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Axis Bank Reserve Credit Card are as follows:
- The age limit for applying for this card is 18-70 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 700 and a strong relationship with the card issuer.
- The cardholder should be either through salary or self-employment with stable source of income.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Axis Bank Reserve Credit Card:
For Axis Bank Reserve credit card you can apply either online or offline. For offline mode, you can visit your nearest Axis Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Axis Bank Reserve credit card:
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com.
- Step 2: Go to ‘Explore Products’ and click on ‘Cards’.
- Step 3: Then, Select ‘credit card’ option.
- Step 3: Next, choose the ‘Axis Bank Reserve Credit Card’, and click on ‘Apply Now’.
- Step 4: Enter all the requested details and providing the required documents and ‘submit’ it.
This the way in which you can apply for Axis Bank Reserve credit card online.
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