Axis Bank My Zone Credit Card: The Axis Bank My Zone Credit Card, an entry-level credit card by Axis Bank comes with exclusive offers across different categories such as shopping, dining and entertainment so on. The credit card let you enjoy all the benefits through co-branded associations with multiple brands, instead of a rewards points.
The credit card offers great deal and benefits in different categories such as welcome benefits i.e., a complimentary premium subscription to SonyLiv, milestone benefits, discount offers on shopping brands like AJIO, movie & dining offers, complimentary domestic airport lounge access, and many more.
Therefore, in this article we are going to see the features and benefits of the Axis Bank My Zone Credit Card and eligibility and how to apply for the same.
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Contents
1. Axis Bank My Zone Credit Card Features and Benefits
The Axis Bank My Zone Credit Card offers benefits in different categories such as Welcome benefits, milestone benefits, entertainment, travel and many more.
Here we have mentioned the features and benefits offered by the Axis Bank My Zone Credit Card:
- Welcome Benefits: As Welcome Benefits, get complimentary SonyLIV Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance.
- Milestone Benefits: As a milestone benefit, get the SonyLIV Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.
- Travel Benefits: As a travel benefits, get 1 complimentary domestic lounge access per quarter at selected airports in india only. Currently the credit card is undergoing changes for free lounge access in india.
- Shopping Benefits: Through the credit card, get upto Rs. 1,000 off on the popular online shopping platform ‘AJIO’ on a minimum spends of Rs. 2,999 i.e., get upto a 33.33% discount on purchases made with Ajio, using coupon code ‘AJIOAXISMZ’. And also the discount is only available on select styles of T-shirts, jackets, sweaters and sweatshirts, party wear and so on.
- Entertainment Benefit: As Entertainment Benefit, get ‘Buy One Get One offer on movie tickets’ on Paytm movies i.e., BOGO offer upto 100% discount on a second movie ticket and maximum benefit of Rs. 200 per month per customer, using coupon code ‘AXIS200’.
- Dining Benefit: As Dining Benefit, get 15% off up to Rs. 500 on a minimum order of Rs. 1500, collaboration with EazyDiner. And this discount of Rs. 500 can be availed once per month. Also, get Rs. 120 off on the popular food delivery platform Swiggy on orders of Rs. 500 and above.
- Fuel Surcharge Waiver: On your fuel transactions between Rs. 400 and Rs. 4,000, cardholders will get a fuel surcharge waiver of 1%, at petrol pumps all over India with max waiver capped at Rs. 400 in a year.
2. Axis Bank My Zone Credit Card Fees and Charges:
- The Joining fee charges are- Rs. 500 (plus applicable taxes).
- The Annual fee and renewal fee charges, an annual membership fee of Rs. 500 (plus applicable taxes and Waived off on spending Rs. 2 lakh in a year).
- The Cash withdrawal fee, is 2.5% of the withdrawn amount i.e., Rs. 500.
- An interest rate of 3.6% per month (52.86% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% (plus applicable taxes) on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: Less than Rs. 500: Nil, From Rs. 501 to Rs. 5,000: Rs. 500, From Rs. 5,001 to Rs. 10,000: Rs. 750 and Greater than Rs. 10,000: Rs. 1,200.
3. Axis Bank My Zone Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Axis Bank My Zone Credit Card are as follows:
- The age limit for applying for this card is of 18 years of age to 70 years of age.
- The cardholder should own a decent source of income.
- The cardholder should have good credit score.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for Axis Bank My Zone Credit Card:
For Axis Bank My Zone credit card you can apply either online or offline. For offline mode, you can visit your nearest Axis Bank branch with all the required documents and fill out the physical application form.
Here are the steps to be followed to apply for your Axis Bank My Zone credit card:
- Step 1: Visit Official website of the Axis Bank- www.axisbank.com.
- Step 2: Click on ‘Cards’ option, under personal Banking section.
- Step 3: Then, select ‘Credit Card’ option.
- Step 4: Choose the ‘Axis Bank My Zone Credit Card’, under ‘other credit cards’ option.
- Step 5: Click on ‘Apply Now’.
- Step 6: Enter your mobile number and captcha to start the application, and all the requested details and providing the required documents.
This the way in which you can apply for Axis Bank My Zone credit card online.
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