Apply for AU Small Finance Bank Credit Card: AU Small Finance Bank is an Indian private sector bank, with an aim to serve low and average-income individuals. It offers different credit cards for different benefits such as, AU Altura, AU LIT, AU Vetta, AU Altura and Altura Plus credit cards which are suitable for different spending needs of the customers.
All these AU Credit cards i.e., AU Altura credit card, AU LIT credit card, AU Vetta credit card, AU Altura credit card and AU Altura Plus credit card does’t charge any joining fees.
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Apply for AU Small Finance Bank Credit Card
AU Credit Cards Features and Benefits:
AU Credit Cards have a variety of features on several spending categories. Some of these credit cards offer reward points, cash back, vouchers, lounge access and other milestone benefits to help the users save more on their spends.
AU Bank Credit Cards offers different benefits that the cardholders will get on the credit cards:
- Reward Points
- Welcome Benefits
- Travel Benefits
- Movie & Dining Benefits
- Other Benefits
Type of card with Annual fee:
1. AU Bank Zenith Credit Card:
- Annual fee charges are- Rs.7,999
- Welcome gift voucher worth Rs. 1,000 on first POs transaction.
- Earn 20 reward points for every Rs.100 you spend on dining.
- Get 4 complimentary domestic airport lounge visits every calendar quarter.
- Complimentary Zomato pro membership on 5 successful retail transactions.
- Get air accident cover of Rs.2 crore.
2. AU Bank Vetta Credit Card:
- Annual fee charges are- Rs.2,999
- Welcome gift voucher worth Rs. 2,000 on spending Rs. 30,000 or more within the first 60 days.
- Get 10 reward points for every Rs.100 spent on utility bills payments.
- Get Zomato Pro Annual Membership when you spend Rs.50,000 in one month.
- Get 1,000 reward points as a bonus when you make one transaction on your birthday.
- Complimentary access to international as well as domestic airport lounges.
- Insurance benefits worth up to Rs. 50 lakhs.
3. AU Bank Altura Credit Card:
- Annual fee charges are- Rs.499
- You will get a gift voucher worth Rs. 500 as a welcome benefit, if you spend an amount exceeding Rs. 10,000 using your credit card in the first 60 days of the card issuance date.
- Get 1.5% cash back on POS transactions at partner merchant outlets
- For every Rs. 100 spent using this card, you will get up to 2 Reward Points.
- Earn 500 reward points as a bonus when you spend Rs.20,000 in one month.
- Get 2 free railway lounge visits every calendar quarter.
4. AU Bank Altura Credit Card:
- Annual fee charges are- Rs.299
- Get a 5% cash back on all spends worth exceeding Rs. 2,500 within the first 60 days.
- Get a cash back up to 2% on grocery, departmental stores, and utility bill payments.
- Get Rs.50 cash back when you complete a minimum transaction amount of Rs.10,000 in every cycle statement.
- Get complimentary access to the railway lounge every quarter.
5. AU Bank LIT Credit Card:
- Annual fee charges are- Nil
- Get cash back of 5% for groceries, dining, and travel as well as 1 reward point for every Rs.100 you spend.
- Get a 1% fuel surcharge waiver on spending between Rs.400 and Rs.5,000 on fuel.
- Get 4 free domestic lounge access every quarter.
- Also, get 3 months of free membership for ZEE5, Cult.fit, and Amazon Prime.
Eligibility Criteria to Apply for AU Bank Credit Card:
The common eligibility criteria and the documents required to apply for AU Bank Credit Card are as follows:
- The primary cardholder should be of 21 years or more in age.
- The add-on cardholder should be more than 18 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income.
- For ID Proof: Aadhar card, Passport, voter card, PAN card, driving license.
- For Address Proof: Voter Card, Aadhar Card, passport, electricity/telephone bill, driving license.
- For Income Proof: Salary Slip or audited ITR.
These are the few things you have to keep in your mind before you apply for AU bank credit card.
How To Apply for AU Bank Credit Card?
Here are the steps to be followed to apply for your AU bank credit card:
- Step 1: Visit Official website of the AU Bank- www.aubank.in
- Step 2: Click on ‘Credit Cards’, under ‘cards’ section and Select the card you want to apply for and view details.
- Step 3: Click on ‘apply now’
- Step 4: Put the ‘OTP’ which you received on your mobile number.
- Step 5: Click on ‘Proceed’ button, once you have filled in all the required details.
This the complete process to apply for AU Bank Credit Card.
Don’t forget the check, AU Bank Credit Card Application Status.
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