Shoppers Stop HDFC Bank Credit Card: The Shoppers Stop HDFC Bank Credit Card, a co-branded in partnership with Shoppers stop and HDFC Bank. This credit card is specially designed for the people who love to shop at Shoppersstep.com. There are 2 credit card: Shoppers Stop HDFC Bank Credit Card and Shoppers Stop Black HDFC Bank Credit Card. These credit cards come under the shopping credit cards league, and offer reward benefits around spends on Shoppers Stop’s Private label brands and all other spends.
This card just not offers benefits on shoppings purchases but also other categories also such as, on delivery and grocery platforms such as Swiggy, Zomato and BigBasket. Therefore, in this article we are going to know about the features and benefits of the Shoppers Stop HDFC Bank Credit Card.
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1. Shoppers Stop HDFC Bank Credit Card Features and Benefits
The Shoppers Stop HDFC Bank Credit Card comes with a great cashback rate and several other benefits across different categories.
Here we have mentioned the features and benefits offered by the Shoppers Stop HDFC Bank Credit Card:
- Welcome Benefits: As a welcome benefit get a voucher worth Rs. 500, which can be redeemed on a minimum spend of Rs. 5000 on private label brands.
- Milestone benefits: When you spend Rs. 2 Lakhs annually, you get 2000 first citizen points.
- Travel Benefits: This Credit Card offers lounge benefits across 50+ lounges in India. For domestic travel, the card allows 4 lounge visits per quarter, whereas for international travel, 2 visits per quarter are allowed.
- Fuel Surcharge Waiver: On your fuel transactions, cardholders will get a fuel surcharge waiver of 1%, at fuel pumps all over India.
- Dining Benefits: On select vendors like Swiggy, Zomato, and BigBasket, get PayZapp offer up to Rs. 1,500 per month.
- Reward Points: Cardholders earn first citizen points, on every Rs.150 spent on retail transactions and on every Rs.150 spent, get 6 first citizen points on private-label brands at Shoppers Stop and on other brands and category spends within and outside Shoppers Stop, get 2 first citizen points on every Rs.150 spent.
- Reward Redemption: The reward points can be redeemed against the purchases made at Shoppers Stop either at the retail outlet or through the website and the SS points are not transferable for cash or credit and the points cannot be exchanged for gift vouchers or cannot be used to make a purchase through Cash On Delivery. These SS points are valid for one year from the date of issue and Shoppers Stop Limited is not liable or responsible for unauthorized or fraudulent purchases made through SS points.
- Insurance Benefits: You get a complimentary air accidental cover of Rs. 3 Crore with this credit card and Emergency overseas hospitalization cover of up to Rs. 50 Lakh and Credit liability cover of Rs. 9 Lakh.
2. Shoppers Stop HDFC Bank Credit Card Fees and Charges:
- The Joining fee or Annual fee charges are- Rs 599 + GST
- The Cash withdrawal fee, Rs. 500 or 2.5% of the withdrawn amount Domestic ATMs and also on International ATMs.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- Late Payment Charges are- apart from the interest rate, a late payment fee shall also be applicable, For Statement Balance: From Rs.0 to Rs.500 – Nil, More than Rs.500 up to Rs.1,000 – Rs.400, More than Rs.1,000 up to Rs.10,000 – Rs.750, More than Rs.10,000 up to Rs.25,000 – Rs.950, More than Rs.25,000 up to Rs.50,000 – Rs.1,100, More than Rs.50,000 – Rs.1,300.
3. Shoppers Stop HDFC Bank Credit Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for Shoppers Stop HDFC Bank Credit Card are as follows:
- The age limit for applying for this card is 21-65 years of age.
- The cardholder should be an Indian resident.
- The cardholder should have a stable source of income either through salary with a net monthly salary of Rs. 20,000 or more or self-employment with the Rs.6 Lakhs income annually.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
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