American Express Platinum Charge Card: The American Express Platinum Charge Card, a super-premium charge card that with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, and so on. And also, extraordinary benefits across different categories such as travel, lounge access, rewards, dining and a whole range of Platinum Experiences.
This is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. Not just this other benefits i.e., fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and also concierge service.
Therefore, here in this article we are going to see the benefits and features provided by the American Express Platinum Charge Card and the eligibility to apply for the same.
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1. American Express Platinum Charge Card Features and Benefits
The American Express Platinum Charge Card comes with great privileges across different categories such as, travel, reward programs, and many more.
Here we have mentioned the features and benefits offered by the American Express Platinum Charge Card:
- Welcome Benefits: In the first two months of card issuance, get stay vouchers from Taj, SeleQtions, and Vivanta Hotels worth Rs. 45,000 if you spend Rs. 50,000.
- Travel Benefits: The American Express Platinum Charge Card, get unlimited domestic lounge access to partner lounges in India, and get access to over 1,200 plus airport lounges globally including Centurion Lounges, American Express Lounges, Priority Pass Lounges, Escape Lounges, Delta Sky Club Lounges and also get Fast track upgrade to higher tier membership at leading hotel loyalty programs around the world including Taj Reimagined Epicure, Marriott Bonvoy Gold Elite Status, Hertz Gold Plus Rewards, Radisson Rewards Gold Status, and Hilton Honors Gold Status without having to fulfill the usually required criteria. And also, 25% off at Taj, SeleQtions, and Vivanta Hotels, with exclusive deals on some of the world’s finest airlines like Emirates, Qatar Airways, Virgin Atlantic, British Airways, Air France, KLM, Delta Airlines, and many others. Also, get omplimentary benefits worth Rs. 37,000 at 5-star hotels including guaranteed 4 PM late check-out, room upgrades at check-in (if available), daily breakfast for two, WiFi, or a special amenity at each property worth USD 100 and many other travel- related benefits.
- Movie and Dining Benefits: On the dining bills at over 1800 premium restaurants across India, get up to 50% discount and preferential reservation, complimentary drinks, and a 24×7 VIP helpline.
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Golf Benefits: Get complimentary access to over 30 golf courses in India and 50+ golf courses across the world on the American Express Platinum Credit Card .
- Fuel Surcharge Waiver: On your fuel transactions at HPCL fuel stations exceeding Rs. 5,000, cardholders will get a fuel surcharge waiver of 1%, at BPCL and IOCL fuel stations, at all other fuel stations subject to a minimum surcharge of Rs. 10.
- Zero Liability Protection: You are not liable to fraudulent transactions made with the card in case of timely reporting i.e., within 3 days about the theft or loss of the card and the liability of the cardmember is limited to Rs. 1,000.
Check, American Express SmartEarn Credit Card
2. American Express Platinum Charge Card Fees and Charges:
- The Annual fee or Renewal fee charges are- Rs. 60,000 per annum.
- The Cash withdrawal fee, Rs. 250 or 3.5% of the withdrawn amount.
- On all the Foreign currency transaction, you have to pay forex fee of 3.5% on the transacted amount. This fee is to be paid on all international transactions done using this credit card.
- An interest rate of 3.5% per month (42% annually) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
3. American Express Platinum Charge Card Eligibility Criteria to Apply:
The common eligibility criteria and the documents required to apply for American Express Platinum Charge Card are as follows:
- The age limit for applying for this card is 18 years of age.
- The cardholder should be an Indian resident and an excellent credit score i.e., 750 with savings or current account in India.
- And should be resident of the cities- Delhi/NCR, Mumbai, Chennai, Bangalore, Pune, Hyderabad, Indore, Jaipur, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Mysuru, Trivandrum and Nasik.
- The cardholder should be either through salary with the annual income of Rs. 25,00,000 or self-employment with atleast Rs. 15,00,000 and their company must have been trading for at least 12 months.
- For Identity Proof documents you need are Aadhar Card, Voters Id, PAN Card, Passport, Driving License.
- For Address Proof, Utility bills of the latest months, Aadhar Card, Passport, and Ration card are the needed documents.
- For Income Proof, you need to submit the latest bank statement as a salaried person, and can also, submit your company ID card, if you are salaried, and if you are self-employed, you should submit your latest ITR.
4. How to Apply for American Express Platinum Charge Card:
For American Express Platinum Charge Card you can apply either online or offline. To apply for the offline mode you have to visit the near by bank branch and fill the physical credit card application form and provide the necessary documents.
And to apply online mode, you need to visit the official website of the bank i.e., www.americanexpress.com and search and select the Platinum Charge Card and fulfill the application with required information.
Also Check, American Express Gold Charge Card
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